Charlotte County property record for 9108 Prospect Ave, Englewood, FL 34224
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,346 sqft · built 2015 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $273,000 (Dec 2025) |
| Tax Bill | $5,081 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Dec 2025 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412003101009 |
| Primary APN | 412003101009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,346 sqft Living Area |
| Gross Area | 2,245 sqft |
| 1st Floor Area | 1,346 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 574 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 325 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00645010012006 |
|---|---|
| Street Address | 9108 PROSPECT AVE |
| City | ENGLEWOOD |
| State | FL |
| Zip | 34224-9365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PORT CHARLOTTE SEC69 BLK3404 LT 12 575/938 TD1859/1074 3855/1479 3938/940 L/E3227659 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 03 |
| Legal Subdivision | PORT CHARLOTTE |
| Legal Tract | PCH |
| Legal Block | 3404 |
| Legal Lot Number | 12 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30202 |
Source: Charlotte County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 9108 PROSPECT AVE, ENGLEWOOD, FL 34224-9365 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit CREWS BANK & TRUST |
| Dec 18, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 1, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on Record |
| Deed Sale | Dec 18, 2025 · Amount on Record |
| Prior Sale | Jan 30, 2015 · Amount on Record |
| Deed Document Number | 20253597779 |
| Prior Transfer Date | Feb 20, 2023 |
| Prior Transfer Doc | 0003227659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 9108 PROSPECT AVE, ENGLEWOOD, FL 34224-9365 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9108 PROSPECT AVE, ENGLEWOOD, FL 34224-9365 |
| Document Number | 0003617410 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 3617410 |
| Name | CREWS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WAUCHULA, FL 33873 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 18, 2025 |
| Property Address | 9108 PROSPECT AVE, ENGLEWOOD, FL 34224-9365 |
| Document Number | 0003597779 |
| Map Reference | MB 6 PG 20A-20H |
| Instrument Date | Dec 15, 2025 |
| Instrument | 3597779 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,911.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 416 OLD HARTFORD RD, BEAVER DAM, KY 42320-8910 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 9108 PROSPECT AVE, ENGLEWOOD, FL 34224-9365 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 1, 2023 |
| Property Address | 9108 PROSPECT AVE, ENGLEWOOD, FL 34224-9365 |
| Document Number | 0003227659 |
| Map Reference | MB 6 PG 20-A-20-H |
| Instrument Date | Feb 20, 2023 |
| Instrument | 3227659 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9108 PROSPECT AVE, ENGLEWOOD, FL 34224-9365 |
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,081.00 (+329.5%) | $285,951 (+955.6%) Land $25,502 Building $260,449 | $285,951 (+9.54%) Land $25,502 Building $260,449 |
| 2023 | $1,183.00 (-71.46%) | $27,089 (-88.47%) | $261,045 (+11.11%) Land $30,002 Building $231,043 |
| 2022 | $4,145.00 | $234,951 Land $20,402 Building $214,549 | $234,951 Land $20,402 Building $214,549 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 135 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 47 (2022–2024) |
| Claims Outside the SFHA | 23 of 47 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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