9108 Jefferson St, Savage, MD 20763 Property Records

Howard County property record for 9108 Jefferson St, Savage, MD 20763

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,704 sqft · built 1825
Lot Size	0.56 acres (24,377 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jun 2016)
Tax Bill	$5,204 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-406068`

Property Details

APN / Parcel Number

Primary APN	`06-406068`
Alternative APNs	`6406068` `406068`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,704 sqft Total Area

Exterior

Year Built	Built 1825
Effective Year Built	Effective 1825
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	24,377 sqft (0.56 acres)
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	174 sqft
Deck Area	168 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	406068
Street Address	9108 JEFFERSON ST
City	SAVAGE
State	MD
Zip	20763-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 28 9108 JEFFERSON ST WINDEMERE ACRES
Legal Subdivision	WINDEMERE ACRES
Legal Lot Number	28
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3007
Census Tract	606905

Owner

Source: Howard County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9108 JEFFERSON ST, SAVAGE, MD 20763-5523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2016 · Amount on Record
Deed Sale	Jun 3, 2016 · Amount on Record
Prior Sale	Aug 19, 1985 · Amount on Record
Deed Book / Page	16890 / 285
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Recording Date	Sep 10, 2026
Property Address	9108 JEFFERSON ST, SAVAGE, MD 20763-5523
Document Number	2339000493
Book / Page	23396 / 493
Instrument Date	Jul 22, 2026
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9108 JEFFERSON ST, SAVAGE, MD 20763-5523

Mortgage

Document Number	2339000493,
Date	Sep 10, 2026
Book Page	23396/493

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9108 JEFFERSON ST, SAVAGE, MD 20763-5523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194540168
Date	Jun 22, 2020
Book Page	19454/168

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,204.00 (-4.58%) Homeowner's exemption	$388,600 (+4.66%)	$423,200 (+13.98%) Land $246,600 Building $176,600
2025	$5,454.00 (+69.22%) Homeowner's exemption	$371,300 (+18.01%) Land $216,600 Building $154,700	$371,300 (-) Land $216,600 Building $154,700
2023		$314,633	$371,300 Land $216,600 Building $154,700
2022	$3,223.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
Believe Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

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