9108 Hammock Rd, Elberta, AL 36530 Property Records

Baldwin County property record for 9108 Hammock Rd, Elberta, AL 36530 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,236 sqft · built 1992
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$394 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`62-02-09-0-001-041`

Property Details

APN / Parcel Number

Primary APN	`62-02-09-0-001-041`
Alternative APNs	`173729` `1008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,236 sqft Heated Area
1st Floor Area	1,900 sqft
Upper Floors Area	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	110 ft deep x 92 ft wide
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	173729
Street Address	9108 HAMMOCK RD
City	ELBERTA
State	AL
Zip	36530-5413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	92.4' X 274' IDLEWILD ESTATES LOT 28 PB5 PG78 SEC 9-T8S-R5E(QCD)
Legal Subdivision	IDLEWILD ESTATES
Legal Lot Number	28
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	4
Census Block	4042
Census Tract	11601

Owner

Source: Baldwin County records · APN 62-02-09-0-001-041

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9108 HAMMOCK RD, ELBERTA, AL 36530-5413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2017
Deed Sale	Jun 23, 2017
Deed Document Number	20171639885
Prior Transfer Date	Jul 27, 2011
Prior Transfer Doc	0001296927
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9108 HAMMOCK RD, ELBERTA, AL 36530-5413
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001770568
Date	Jul 09, 2019
Instrument	1770568

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	FOLEY, AL 36536

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$394.00	$19,240 (-) Land $6,340 Building $12,900	$404,700 (+6.56%) Land $129,600 Building $275,100
2023	$394.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$19,240 (-38.53%)	$379,800 (+21.38%) Land $109,200 Building $270,600
2022	$394.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$31,300	$312,900 Land $105,500 Building $207,400
2021	$394.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030116014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 179 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	319 (1979–2020)
Claims Outside the SFHA	36 of 319
Most Recent Claim	Sep 2020, tidal / storm surge
Claims By Storm	Hurricane Sally, Sep 2020 · 124 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 40 claims Hurricane Ivan, Sep 2004 · 95 claims

Wildfire

Wildfire Risk	High above 77% of the US · above 98% of Alabama
Wildfire Likelihood	About 1 in 262 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Brightspeed, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.