9108 Ebenezer Rd, Whaleyville, MD 21872 Property Records

Worcester County property record for 9108 Ebenezer Rd, Whaleyville, MD 21872

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,920 sqft · built 1980
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jan 2019)
Tax Bill	$2,217 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-012201`

Property Details

APN / Parcel Number

Primary APN	`05-012201`
Alternative APN	`012201`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,920 sqft Total Area
Utility Area	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	595 sqft
Porch	Slab
Porch Area	192 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	012201
Street Address	9108 EBENEZER RD
City	WHALEYVILLE
State	MD
Zip	21872-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	5 ACS N SIDE BLUEBERRY RD N E OF WHALEYVILLE
Legal Subdivision	MURRAY CLIFTON A LANDS
Jurisdiction	WORCESTER MD
Township / Civil Division	4, WESTERN
Census Block Group	1
Census Block	1039
Census Tract	950800

Owner

9108 Ebenezer Rd is owned and occupied by an individual who bought it in January 2019.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	9108 EBENEZER RD, WHALEYVILLE, MD 21872-2036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE JAMES
Jan 9, 2019	Grant Deed, Transfer BANK OF THE JAMES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2019 · Amount on File
Deed Sale	Jan 9, 2019 · Amount on File
Prior Sale	Jan 29, 2002 · Amount on File
Deed Book / Page	7349 / 166
Transfer Doc	0028510548
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	9108 EBENEZER RD, WHALEYVILLE, MD 21872-2036
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080210110
Date	Apr 22, 2021
Book Page	8021/110

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jan 9, 2019
Property Address	9108 EBENEZER RD, WHALEYVILLE, MD 21872-2036
Document Number	0073490166
Book / Page	007349 / 000166
Instrument Date	Dec 18, 2018
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	9108 EBENEZER RD WHALEYVILLE MD 218722036, WHALEYVILLE, MD 21872-2036

Mortgage

Document Number	73490173
Date	Jan 9, 2019
Book Page	007349/000173

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	FOREST, VA 24551

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 9108 Ebenezer Rd was $2,217 with a homeowner's exemption, up 1.5% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,217.00 (+1.51%) Homeowner's exemption	$381,233 (+2.24%)	$389,600 (-) Land $84,000 Building $305,600
2025	$2,184.00 Homeowner's exemption	$372,867	$389,600 Land $84,000 Building $305,600
2023	$2,036.00 Homeowner's exemption	$308,767	$364,500 Land $76,000 Building $288,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9108 Ebenezer Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (1989–2012)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9108 Ebenezer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000

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