9107 River Cres, Suffolk, VA 23433 Property Records

Suffolk City property record for 9107 River Cres, Suffolk, VA 23433

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,110 sqft · built 1976
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,907 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2025 Refinance + 3 more
APN	`5C(4)*77A`

Property Details

APN / Parcel Number

Primary APN	`5C(4)*77A`
Alternative APN	`251643500`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,110 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Attached
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	251643500
Street Address	9107 RIVER CRES
City	SUFFOLK
State	VA
Zip	23433-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	L 77A CEDAR POINT
Legal Subdivision	CEDAR POINT
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1004
Census Tract	75301

Owner

9107 River Cres is owned and occupied by two individuals who acquired it in January 2025.

Source: Suffolk City records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9107 RIVER CRES, SUFFOLK, VA 23433-1111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jan 21, 2025	Intrafamily Transfer, Transfer · Stand-Alone Refinance RW TOWNE MORTGAGE
Jul 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWNEBANK
Jul 15, 2020	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jun 2, 2017	Special Warranty Deed, Transfer · Seller Carry-Back PARTY III

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2025
Deed Sale	Jan 21, 2025
Prior Sale	Jul 15, 2020 · Amount on File
Deed Document Number	2025656
Prior Transfer Date	Jan 15, 2025
Prior Transfer Doc	0000000656
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Recording Date	Sep 25, 2026
Property Address	9107 RIVER CRES, SUFFOLK, VA 23433-1111
Document Number	0000011915
Instrument Date	Sep 17, 2026
Instrument	202611915
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9107 RIVER CRES, SUFFOLK, VA 23433-1111

Mortgage

Document Number	0000011915,
Date	Sep 25, 2026
Instrument	202611915

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Oct 1, 2066

Interest

Rate	9.5%
Max Rate	-1%

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jan 21, 2025
Property Address	9107 RIVER CRES, SUFFOLK, VA 23433-1111
Document Number	0250000656
Instrument Date	Jan 15, 2025
Instrument	250000656
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	RW TOWNE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9107 RIVER CRES, SUFFOLK, VA 23433-1111

Mortgage

Document Number	0250000657
Date	Jan 21, 2025
Instrument	250000657

Lender

Name	RW TOWNE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.13%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	9107 RIVER CRES, SUFFOLK, VA 23433-1111
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220010029
Date	Jul 1, 2022
Instrument	220010029

Lender

Name	TOWNEBANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	419 Months
Due	Jun 17, 2057

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 15, 2020
Property Address	9107 RIVER CRES, SUFFOLK, VA 23433-1111
Document Number	200009147
Instrument Date	Jul 7, 2020
Instrument	200009147
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	RESA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9107 RIVER CRES, SUFFOLK, VA 23433-1111

Mortgage

Document Number	200009148
Date	Jul 15, 2020
Instrument	200009148

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 2, 2017
Property Address	9107 RIVER CRES, SUFFOLK, VA 23433-1111
Document Number	170006163
Instrument Date	May 18, 2017
Instrument	170006163
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 SHELDON DR, VIRGINIA BEACH, VA 23455-2726

Mortgage

Document Number	170006164
Date	Jun 2, 2017
Instrument	170006164

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 9107 River Cres was $7,907, up 4.1% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$697,000 (+3.54%) Land $99,200 Building $597,800
2025	$7,907.00 (+4.09%)	$697,000 (+3.54%) Land $99,200 Building $597,800	$673,200 Land $99,200 Building $574,000
2024	$7,596.00 (+7.42%)	$673,200 (+3.76%) Land $99,200 Building $574,000
2023	$7,071.00	$648,800 Land $99,200 Building $549,600	$648,800 Land $99,200 Building $549,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 9107 River Cres; there have been 11 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 31 policies
Nearby Flood Policies	31 in force
Nearby Flood Claims	11 (1998–2014)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Sep 2014 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9107 River Cres is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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