9106 Bay Rd S, Foley, AL 36535 Property Records

Baldwin County property record for 9106 Bay Rd S, Foley, AL 36535

Property Summary

Property Type	Water, Lake, River, Shore Vacant Land
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Tax Bill	$956 (2026)
Deeds & Mortgages	Jan 2023 Construction Loan Mar 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`59-01-12-0-001-003.011`

Property Details

APN / Parcel Number

Primary APN	`59-01-12-0-001-003.011`
Alternative APNs	`300502` `310477`

Exterior

Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	475 ft deep x 100 ft wide

Location & Zoning

Account Number	310477
Street Address	9106 BAY RD S
City	FOLEY
State	AL
Zip	36535
Property Category	Vacant Land
Property Type	Vacant Land > Water, Lake, River, Shore
Legal Description	100' X 475' IRR COM AT SE COR OF SEC 12, TH W 2681.5', TH N1317.8', TH W 1259.7', TH SE 877.3', TH SW 140', TH SE 50' TO POB,
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	4
Census Block	4007
Census Tract	11410

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9110 BAY RD S, FOLEY, AL 36535-5643
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Construction Mortgage THE CITIZENS BANK
Mar 17, 2017	Trustee's Deed, Construction Loan · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2009
Deed Sale	Sep 4, 2009
Deed Document Number	20091196373
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9106 BAY RD S, FOLEY, AL 36535
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002042901
Date	Jan 17, 2023
Instrument	2042901

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	FAIRHOPE, AL 36532

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 17, 2017
Property Address	9106 BAY RD S, POINT CLEAR, AL 36564
Instrument Date	Mar 14, 2017
Instrument	1623042
Transaction Type	Construction Loan
Record Updated	Mar 28, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 FAIRHOPE CT N #17 FAIRHOPE AL 365323413, 17, FAIRHOPE, AL 36532-3413

Mortgage

Document Number	0001623042
Date	Mar 17, 2017
Instrument	1623042

Lender

Name	CITIZENS BK
Type	Bank
Address	FAIRHOPE, AL 36532

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 16, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$956.00 (+0.21%)
2025	$954.00 (-47.29%)	$34,100 (-47.26%) Land $20,560 Building $13,540	$351,000 (+8.57%) Land $211,600 Building $139,400
2023	$1,810.00 (+36.91%)	$64,660 (+36.93%)	$323,300 (+36.93%) Land $207,200 Building $116,100
2022	$1,322.00 (+4.59%)	$47,220	$236,100 Land $144,000 Building $92,100
2021	$1,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 130 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	17 (1995–2020)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Oct 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims Hurricane Katrina, Aug 2005 · 3 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	AL-04P “Cypress Point”
Unit Type	Otherwise Protected Area
NFIP Eligibility	Limited only for structures consistent with the area's protected purpose

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 99.9% of Alabama
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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