9105 Oak Leaf Way, Granite Bay, CA 95746 Property Records

Placer County property record for 9105 Oak Leaf Way, Granite Bay, CA 95746

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,334 sqft · built 1985
Lot Size	0.686 acres (29,899 sqft)
Owner	Trust Name on File
Last Sale	$1,650,000 (May 2024)
Tax Bill	$18,047 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`050-200-013-000`

Property Details

APN / Parcel Number

Primary APN	`050-200-013-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,334 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	29,899 sqft (0.686 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9105 OAK LEAF WAY
City	GRANITE BAY
State	CA
Zip	95746-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSAGB40
Legal Description	LOT 154 FOLSOM LAKE ESTATES #2C MOR BK M PG 29
Legal Subdivision	FOLSOM LAKE ESTATES
Legal Lot Number	154
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2020
Census Tract	20605

Owner

9105 Oak Leaf Way is held in a trust since May 2024.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	9105 OAK LEAF WAY, GRANITE BAY, CA 95746-9630
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
May 8, 2024	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 4, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2024 · Amount on File
Deed Sale	May 8, 2024 · Amount on File
Prior Sale	Mar 12, 2003 · Amount on File
Deed Document Number	202423712
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	9105 OAK LEAF WAY, GRANITE BAY, CA 95746-9630
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9105 OAK LEAF WAY, GRANITE BAY, CA 95746-9630

Mortgage

Document Number	0000003685
Date	Jan 26, 2026
Instrument	2026-0003685

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2036

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 8, 2024
Property Address	9105 OAK LEAF WAY, GRANITE BAY, CA 95746-9630
Document Number	0000023712
Map Reference	MB M PG 29
Instrument Date	Apr 30, 2024
Instrument	2024-0023712
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2008 TALGARTH WAY, ROSEVILLE, CA 95661-4077

Mortgage

Document Number	0000023713
Date	May 8, 2024
Instrument	2024-0023713

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	SOFR Average 30-Day
Max Rate	11.7%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	9105 OAK LEAF WAY, GRANITE BAY, CA 95746-9630
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9105 OAK LEAF WAY, GRANITE BAY, CA 95746-9630

Mortgage

Document Number	0000015904
Date	Feb 4, 2021
Instrument	2021-0015904

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	9105 OAK LEAF WAY, GRANITE BAY, CA 95746-9630
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9105 OAK LEAF WAY, GRANITE BAY, CA 95746-9630

Mortgage

Document Number	0000015905
Date	Feb 4, 2021
Instrument	2021-0015905

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	9105 OAK LEAF WAY, GRANITE BAY, CA 95746-9630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004615
Date	Jan 17, 2020
Instrument	2020-0004615

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	299 Months
Due	Dec 25, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 9105 Oak Leaf Way was $18,047.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Eureka Union Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,716,660 (+2%) Land $546,210 Building $1,170,450
2025	$18,047.00	$1,683,000 Land $535,500 Building $1,147,500
2023	$11,280.00 (-0.34%) Homeowner's exemption	$1,023,177 Land $250,568 Building $772,609
2022	$11,319.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9105 Oak Leaf Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (1995–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9105 Oak Leaf Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net, Xfinity.

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