Howard County property record for 9105 Gross Ave, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,629 sqft · built 1954 |
| Lot Size | 0.368 acres (16,030 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,959 (2026) |
| Deeds & Mortgages | Feb 2026 Reverse Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-444377 |
| Primary APN | 06-444377 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,629 sqft Total Area |
| Basement Area | 470 sqft |
| Finished Basement | 470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 16,030 sqft (0.368 acres) |
| Garage Type | Attached |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 210 sqft |
| Deck Area | 144 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 444377 |
|---|---|
| Street Address | 9105 GROSS AVE |
| City | LAUREL |
| State | MD |
| Zip | 20723-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 391 .368 AR 9105 GROSS AVE HIGH RIDGE PARK |
| Legal Subdivision | HIGH RIDGE PARK |
| Legal Lot Number | 391 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 606906 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9105 GROSS AVE, LAUREL, MD 20723-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Reverse Mortgage GCA LENDING |
| Sep 25, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Sep 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9105 GROSS AVE, LAUREL, MD 20723-1717 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 9105 GROSS AVE, LAUREL, MD 20723-1717 |
| Document Number | 0231200276 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 23120/276 |
| Name | GCA LENDING |
|---|---|
| Type | Non-Lending Institution |
| Address | HIALEAH, FL 33016 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 866 Months |
| Due | Apr 3, 2098 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9105 GROSS AVE, LAUREL, MD 20723-1717 |
| Document Number | 0190630504 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9105 GROSS AVE LAUREL MD 207231717, LAUREL, MD 20723-1717 |
| Document Number | 0190630504 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 019063/000504 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 948 Months |
| Due | Dec 10, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.86% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9105 GROSS AVE, LAUREL, MD 20723-1717 |
| Document Number | 0190630485 |
| Instrument Date | Sep 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9105 GROSS AVE LAUREL MD 207231717, LAUREL, MD 20723-1717 |
| Document Number | 0190630485 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 019063/000485 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,959.00 (+7.89%) | $431,133 (+8.54%) | $499,000 (+25.63%) Land $287,500 Building $211,500 |
| 2025 | $6,450.00 (+68.5%) | $397,200 (+10.62%) Land $192,500 Building $204,700 | $397,200 (-) Land $192,500 Building $204,700 |
| 2023 | $359,067 | $397,200 Land $192,500 Building $204,700 | |
| 2022 | $3,828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2003–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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