Bay County property record for 9105 Cherokee St, Youngstown, FL 32466
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 1998 |
| Lot Size | 1.21 acres (53,013 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $160,000 (Nov 2001) |
| Tax Bill | $2,009 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 05295-228-000 |
| Primary APN | 05295-228-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,700 sqft Heated Area |
| Gross Area | 3,004 sqft |
| 1st Floor Area | 1,700 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 53,013 sqft (1.21 acres) |
| Lot Dimensions | 137 ft deep x 387 ft wide |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Driveway Area | 2,880 sqft |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Porch |
| Porch Area | 340 sqft |
| Patio Area | 960 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 9105 CHEROKEE ST |
|---|---|
| City | YOUNGSTOWN |
| State | FL |
| Zip | 32466-2688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | LAKE FOREST ESTATES LOTS 1 & 2 BLK D ORB 2087 P 1951 |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | LAKE FOREST ESTATES |
| Legal Block | D |
| Legal Lot Number | 1,2 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 402 |
The current owner of 9105 Cherokee St bought it in November 2001.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 9105 CHEROKEE ST, YOUNGSTOWN, FL 32466-2688 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2001 · Amount on File |
| Deed Sale | Nov 19, 2001 · Amount on File |
| Deed Document Number | 2001-064337 |
| Deed Book / Page | 2087 / 1951 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 9105 Cherokee St was $2,009 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,009.00 Homeowner's exemption | $202,056 | $216,607 Land $53,363 Building $163,244 |
| 2023 | $1,911.00 (+11.56%) Homeowner's exemption | $188,468 (+3%) | $199,557 (+9.06%) Land $43,714 Building $155,843 |
| 2022 | $1,713.00 Homeowner's exemption | $182,979 Land $38,397 Building $144,582 | $182,979 Land $38,397 Building $144,582 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9105 Cherokee St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 10 (2018–2021) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9105 Cherokee St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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