9103 Tymat Ct, Laurel, MD 20723 Property Records

Howard County property record for 9103 Tymat Ct, Laurel, MD 20723

Property Summary

Property Type	Townhouse
Details	1 ba · 1,280 sqft · built 1987
Lot Size	0.046 acres (2,003 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Dec 2022)
Tax Bill	$4,928 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-492894`

Property Details

APN / Parcel Number

Primary APN	`06-492894`
Alternative APNs	`6492894` `492894`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,280 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,003 sqft (0.046 acres)
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	492894
Street Address	9103 TYMAT CT
City	LAUREL
State	MD
Zip	20723-1778
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSC
Legal Description	LOT 61 .046 A 9103 TYMAT CT FIRST RIDGE S 1 AR 1
Legal Subdivision	FIRS RIDGE SEC 01 AR 01
Legal Lot Number	61
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1004
Census Tract	606906

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9103 TYMAT CT, LAUREL, MD 20723-1778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAZLE MORTGAGE INC
Dec 29, 2022	Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Jun 5, 2002 · Amount on Record
Deed Book / Page	21838 / 302
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9103 TYMAT CT, LAUREL, MD 20723-1778
Transaction Type	Mortgage
Record Updated	May 2, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9103 TYMAT CT, LAUREL, MD 20723-1778

Mortgage

Document Number	0223220309
Date	Apr 18, 2024
Book Page	22322/309

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jan 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9103 TYMAT CT, LAUREL, MD 20723-1778
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	GUARANTEED TRUST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9103 TYMAT CT, LAUREL, MD 20723-1778

Mortgage

Document Number	0206720152
Date	Jun 29, 2021
Book Page	20672/152

Lender

Name	CAZLE MORTGAGE INC
Type	Non-Lending Institution
Address	MIDDLE RIVER, MD 21220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Dec 29, 2022
Property Address	9103 TYMAT CT, LAUREL, MD 20723-1778
Document Number	0218380302
Book / Page	21838 / 302
Map Reference	PL 6433
Instrument Date	Dec 5, 2022
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	PREFERRED TITLE, PREFERRED TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9103 TYMAT CT, LAUREL, MD 20723-1778

Mortgage

Document Number	0021838307
Date	Dec 29, 2022
Instrument	21838/307

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,033 (+14.39%)	$448,100 (+43.16%) Land $200,000 Building $248,100
2025	$4,928.00 (+71.35%)	$313,000 (+13.96%) Land $150,000 Building $163,000	$313,000 (-) Land $150,000 Building $163,000
2023		$274,667 (+7.5%)	$313,000 (+22.5%) Land $150,000 Building $163,000
2022	$2,876.00 Homeowner's exemption	$255,500 Land $120,000 Building $135,500	$255,500 Land $120,000 Building $135,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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