Gloucester County property record for 9103 Oak Circle Ln, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,853 sqft · built 1973 |
| Lot Size | 4.79 acres (208,652 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Dec 2020) |
| Tax Bill | $2,989 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13106 |
| Primary APN | 13106 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,853 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 208,652 sqft (4.79 acres) |
| Garage Area | 1,160 sqft |
| Porch | Slab |
| Deck Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9103 OAK CIRCLE LN |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-5452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-2 |
| Legal Description | JAMES STORE LOT B-1 |
| Legal Subdivision | PLAT: PB25 476 |
| Legal Lot Number | B-1 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | WARE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 100203 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9103 OAK CIRCLE LN, GLOUCESTER, VA 23061-5452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Dec 2, 2020 | Warranty Deed, Transfer · VA Mortgage TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on Record |
| Deed Sale | Dec 2, 2020 · Amount on Record |
| Deed Document Number | 20206666 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 9103 OAK CIRCLE LN, GLOUCESTER, VA 23061-5452 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0180002408 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 180002408 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Dec 2, 2020 |
| Property Address | 9103 OAK CIRCLE LN, GLOUCESTER, VA 23061-5452 |
| Document Number | 200006666 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 200006666 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | 1ST VA TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9103 OAK CIRCLE LN, NEWPORT NEWS, VA 23601 |
| Document Number | 200006667 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 200006667 |
| Name | TRUIST BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,989.00 (+10.5%) | $512,630 (+16.34%) Land $77,450 Building $435,180 | $512,630 (+16.34%) Land $77,450 Building $435,180 |
| 2025 | $2,705.00 (+5.33%) | $440,630 (-) Land $68,960 Building $371,670 | $440,630 (-) Land $68,960 Building $371,670 |
| 2024 | $2,568.00 | $440,630 (-) Land $68,960 Building $371,670 | $440,630 (-) Land $68,960 Building $371,670 |
| 2023 | $2,568.00 (-5.97%) | $440,630 (+16.95%) Land $68,960 Building $371,670 | $440,630 (+16.95%) Land $68,960 Building $371,670 |
| 2022 | $2,731.00 | $376,770 Land $54,900 Building $321,870 | $376,770 Land $54,900 Building $321,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 145 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 in force |
| Nearby Flood Claims | 109 (1985–2016) |
| Claims Outside the SFHA | 13 of 109 |
| Most Recent Claim | Sep 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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