9103 Eames Ln, Elk Grove, CA 95758 Property Records

Sacramento County property record for 9103 Eames Ln, Elk Grove, CA 95758

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,196 sqft · built 1995
Lot Size	0.121 acres (5,279 sqft)
Owner	2 Individual Names on File
Last Sale	$326,000 (Jan 2007)
Tax Bill	$5,001 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`119-1390-016-0000`

Property Details

APN / Parcel Number

Primary APN	`119-1390-016-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,279 sqft (0.121 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9103 EAMES LN
City	ELK GROVE
State	CA
Zip	95758-7430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-15
Legal Description	LAGUNA WEST 26A, LOT 16
Legal Subdivision	LAGUNA WEST 26A
Legal Lot Number	16
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	9644

Owner

9103 Eames Ln is owned and occupied by two individuals who bought it in January 2007.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9103 EAMES LN, ELK GROVE, CA 95758-7430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Oct 24, 2017	Deed of Trust, Mortgage · FHA Mortgage WYNDHAM CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2007 · Amount on File
Deed Sale	Jan 31, 2007 · Amount on File
Prior Sale	Mar 1, 1996 · Amount on File
Deed Book / Page	20070131 / 2002
Prior Transfer Date	May 30, 2003
Prior Transfer Doc	2003001636
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9103 EAMES LN, ELK GROVE, CA 95758-7430
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9103 EAMES LN, ELK GROVE, CA 95758-7430

Mortgage

Document Number	0000000471
Date	Mar 28, 2022
Instrument	2022032800471

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9103 EAMES LN, ELK GROVE, CA 95758-7430
Document Number	2008201753
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9103 EAMES LN ELK GROVE CA 957587430, ELK GROVE, CA 95758-7430

Mortgage

Document Number	2008201753
Date	Aug 20, 2020
Instrument	2008201753

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Aug 19, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9103 EAMES LN, ELK GROVE, CA 95758-7430
Document Number	1710311828
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9103 EAMES LN ELK GROVE CA 957587430, ELK GROVE, CA 95758-7430

Mortgage

Document Number	1710311828
Date	Oct 31, 2017
Instrument	1710311828

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9103 Eames Ln was $5,001 with a homeowner's exemption, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$445,487 (+2%) Land $191,312 Building $254,175
2025	$5,001.00 (+0.91%) Homeowner's exemption	$436,753 Land $187,561 Building $249,192
2024	$4,956.00 (+2.84%)
2023	$4,819.00 (+1.73%) Homeowner's exemption	$419,795 Land $180,279 Building $239,516
2022	$4,737.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9103 Eames Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9103 Eames Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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