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9102 Travener Cir, Frederick, MD 21704 Property Records

Frederick County property record for 9102 Travener Cir, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,444 sqft · built 2001
Lot Size0.228 acres (9,947 sqft)
Owner2 Individual Names on File
Last Sale$875,000 (Jun 2026)
Tax Bill$10,482 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-220987

Property Details

APN / Parcel Number

Primary APN07-220987
Alternative APNs
  • 7220987
  • 220987

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,444 sqft Living Area
Gross Area3,884 sqft
1st Floor Area1,912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,947 sqft (0.228 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft
Deck Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number220987
Street Address9102 TRAVENER CIR
CityFREDERICK
StateMD
Zip21704-7823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 5092 SECTION M5 9,947 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES URBANA
Legal Lot Number5092
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group4
Census Block4003
Census Tract752206

Owner

9102 Travener Cir is owned and occupied by two individuals who bought it in June 2026.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address9102 TRAVENER CIR, FREDERICK, MD 21704-7823
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2026 · Amount on File
Deed SaleJun 15, 2026 · Amount on File
Prior SaleJun 15, 2001 · Amount on File
Deed Book / Page17914 / 97
Prior Transfer DateMar 6, 2014
Prior Transfer Doc1000000308
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK MD
Recording DateJun 15, 2026
Property Address9102 TRAVENER CIR, FREDERICK, MD 21704-7823
Document Number1791000097
Book / Page17914 / 97
Instrument DateMay 15, 2026
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$883,750.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9102 TRAVENER CIR, FREDERICK, MD 21704-7823

Mortgage

Document Number1791000105,
DateJun 15, 2026
Book Page17914/105
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.88%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 9102 Travener Cir was $10,482, up 5.2% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$769,467 (+7.31%)$821,900 (-) Land $278,200 Building $543,700
2025$10,482.00 (+5.19%)$717,033$821,900 Land $278,200 Building $543,700
2024$9,965.00 (+8.49%)
2023$9,185.00 Homeowner's exemption$621,633$664,600 Land $202,400 Building $462,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9102 Travener Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9102 Travener Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Travener Cir

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