9102 Southdown Ln, Roscoe, IL 61073 Property Records

Winnebago County property record for 9102 Southdown Ln, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,208 sqft · built 2005
Lot Size	0.399 acres (17,360 sqft)
Owner	2 Trust Names on File
Last Sale	$174,800 (Aug 2005)
Tax Bill	$7,208 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-09-254-014`

Property Details

APN / Parcel Number

Primary APN	`08-09-254-014`
Alternative APN	`809254014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,208 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	17,360 sqft (0.399 acres)
Lot Dimensions	170 ft deep x 100 ft wide
Garage Area	700 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	9102 SOUTHDOWN LN
City	ROSCOE
State	IL
Zip	61073-6904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	SHEPHERD HILLS NO 9 PT W 1/2 NE1/4 SEC9-45-2 LOT 123
Legal Subdivision	SHEPHERD HILLS NO 9
Legal Lot Number	123
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	2
Census Block	2019
Census Tract	3805

Owner

9102 Southdown Ln is owner-occupied and held in a trust since August 2025.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9102 SOUTHDOWN LN, ROSCOE, IL 61073-6904
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2005 · Amount on File
Deed Sale	Aug 9, 2005 · Amount on File
Deed Document Number	2005546590
Last Transfer Date	Aug 15, 2025
Transfer Doc	0000021694
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9102 SOUTHDOWN LN, ROSCOE, IL 61073-6904
Document Number	0001014897
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9102 SOUTHDOWN LN ROSCOE IL 610736904, ROSCOE, IL 61073-6904

Mortgage

Document Number	0001014897
Date	May 30, 2018
Instrument	1014897

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 29, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 9102 Southdown Ln was $7,208, up 6.6% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Roscoe Village
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,208.00 (+6.64%) Homeowner's exemption	$92,906 (+9.96%) Land $14,466 Building $78,440	$278,718 (+9.96%) Land $43,398 Building $235,320
2024	$6,759.00	$84,491 Land $13,156 Building $71,335	$253,473 Land $39,468 Building $214,005
2022	Homeowner's exemption	$68,440 Land $10,657 Building $57,783	$205,320 Land $31,971 Building $173,349

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9102 Southdown Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9102 Southdown Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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