9102 Seward St, Frederick, MD 21704 Property Records

Frederick County property record for 9102 Seward St, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,850 sqft · built 2011
Lot Size0.215 acres (9,368 sqft)
OwnerIndividual Name on Record
Last Sale$850,000 (Jun 2026)
Tax Bill$10,107 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-254067

Property Details

APN / Parcel Number

Primary APN07-254067
Alternative APN
  • 254067

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,850 sqft Living Area
Gross Area4,290 sqft
1st Floor Area1,492 sqft
Basement Area1,100 sqft
Finished Basement1,100 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,368 sqft (0.215 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number254067
Street Address9102 SEWARD ST
CityFREDERICK
StateMD
Zip21704-7921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 22036 SECT M-22A 9,368 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA SEC M-22A PRCL
Legal Lot Number22036
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group4
Census Block4003
Census Tract752206

Owner

Source: Frederick County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9102 SEWARD ST, FREDERICK, MD 21704-7921
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed, Transfer · Conventional Mortgage
NMSI INC
Feb 16, 2022Deed, Transfer · Conventional Mortgage
SHORE UNITED BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2026 · Amount on Record
Deed SaleJun 1, 2026 · Amount on Record
Prior SaleFeb 16, 2022 · Amount on Record
Deed Book / Page17888 / 472
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 1, 2026
Property Address9102 SEWARD ST, FREDERICK, MD 21704-7921
Document Number1788000472
Book / Page17888 / 472
Instrument DateMay 26, 2026
Transaction TypeTransfer
Record UpdatedJun 8, 2026
Title CompanyFRIENDSHIP TITLE, FRIENDS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$858,500.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9102 SEWARD ST, FREDERICK, MD 21704-7921

Mortgage

Document Number1788000477,
DateJun 1, 2026
Book Page17888/477
Lender
NameNMSI INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateFeb 16, 2022
Property Address9102 SEWARD ST, FREDERICK, MD 21704-7921
Document Number0157330045
Book / Page15733 / 45
Map ReferenceMB 86 PG 31
Instrument DateFeb 15, 2022
Transaction TypeTransfer
Record UpdatedMar 2, 2022
Title CompanyANDERSON LAND TITLE, ANDERSON LAW & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3537 KATHERINE WAY, 3537, FREDERICK, MD 21704-7023

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address9102 SEWARD ST, FREDERICK, MD 21704-7921

Mortgage

Document Number0001573352
DateFeb 16, 2022
Instrument15733/52
Lender
NameSHORE UNITED BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,107.00 (+5.58%)$719,033 (+13.59%)$818,500 (+22.29%) Land $277,800 Building $540,700
2024$9,573.00 (+7.88%)
2023$8,874.00$633,033$669,300 Land $177,600 Building $491,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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