9102 River View Trl, Roscoe, IL 61073 Property Records

Winnebago County property record for 9102 River View Trl, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,569 sqft · built 1999
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Jun 2026)
Tax Bill	$8,394 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-07-201-046`

Property Details

APN / Parcel Number

Primary APN	`08-07-201-046`
Alternative APNs	`807201046` `115A270`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,569 sqft Living Area
Basement Area	1,531 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Garage Area	768 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	115A270
Street Address	9102 RIVER VIEW TRL
City	ROSCOE
State	IL
Zip	61073-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	PRAIRIE RIDGE NO 2 PT N 1/2 SEC 7-45-2LOT 70
Legal Range	2
Legal Township	45
Legal Section	7
Legal Subdivision	PRAIRIE RDG 2
Legal Lot Number	70
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3057
Census Tract	3801

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9102 RIVER VIEW TRL, ROSCOE, IL 61073-6609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Feb 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCK VALLEY FCU
Mar 2, 2020	Deed of Trust, Mortgage · Conventional with PMI ROCK VLY CU
Dec 28, 2017	Warranty Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	202614416
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 9, 2026
Property Address	9102 RIVER VIEW TRL, ROSCOE, IL 61073-6609
Document Number	0000014416
Instrument Date	Jun 3, 2026
Instrument	202614416
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,477.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9102 RIVER VIEW TRL, ROSCOE, IL 61073-6609

Mortgage

Document Number	0000014417,
Date	Jun 9, 2026
Instrument	202614417

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9102 RIVER VIEW TRL, ROSCOE, IL 61073-6609
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003966
Date	Feb 27, 2023
Instrument	2303966

Lender

Name	PROSPERITY HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4%
Type Change Date	Apr 1, 2020
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	11.4%
Index	1-Year CMT
Max Rate	14.4%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9102 RIVER VIEW TRL, ROSCOE, IL 61073-6609
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036368
Date	Oct 12, 2021
Instrument	2136368

Lender

Name	ROCK VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9102 RIVER VIEW TRL, ROSCOE, IL 61073-6609
Document Number	0001007178
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9102 RIVER VIEW TRL ROSCOE IL 610736609, ROSCOE, IL 61073-6609

Mortgage

Document Number	0001007178
Date	Mar 16, 2020
Instrument	1007178

Lender

Name	ROCK VLY CU
Address	LOVES PARK, IL 61111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

Interest

Rate Type	Fixed Rate
Rate	3.76%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 28, 2017
Property Address	9102 RIVER VIEW TRL, ROSCOE, IL 61073-6609
Document Number	0001041693
Instrument Date	Dec 21, 2017
Instrument	1041693
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9102 RIVER VIEW TRL ROSCOE IL 610736609, ROSCOE, IL 61073-6609

Mortgage

Document Number	1041695
Date	Dec 28, 2017
Instrument	1041695

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Interest

Rate	3.95%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,394.00 (+3.34%) Homeowner's exemption	$115,109 (+9.49%) Land $22,518 Building $92,591	$345,327 (+9.49%) Land $67,554 Building $277,773
2024	$8,123.00	$105,132 (+21.89%) Land $20,566 Building $84,566	$315,396 (+21.89%) Land $61,698 Building $253,698
2022	Homeowner's exemption	$86,249 Land $16,872 Building $69,377	$258,747 Land $50,616 Building $208,131

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	76 (1978–2019)
Claims Outside the SFHA	4 of 76
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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