9102 River Rd, Wilmington, NC 28412 Property Records

New Hanover County property record for 9102 River Rd, Wilmington, NC 28412

Property Summary

Property Type	Single Family Home
Details	5 bd · 7.5 ba · 4,482 sqft · built 2023
Lot Size	3.29 acres (143,400 sqft)
Owner	Individual Name on Record
Last Sale	$3,425,000 (May 2026)
Tax Bill	$6,717 (2025)
Deeds & Mortgages	Apr 2025 Second Mortgage Mar 2026 Line of Credit + 7 more
Flood Zone	Zone AE (high risk)
APN	`R08700-001-003-000`

Property Details

APN / Parcel Number

Primary APN	`R08700-001-003-000`

Interior

Bedrooms	5 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	4,482 sqft Living Area
1st Floor Area	2,785 sqft
Game Room	Game Room

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Lot Area	143,400 sqft (3.29 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9102 RIVER RD
City	WILMINGTON
State	NC
Zip	28412-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 1R SEC 1 SAPONAS POINTE REV
Legal Subdivision	SAPONAS POINTE SEC 1
Legal Block	1
Legal Lot Number	1R
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	1
Census Block	1000
Census Tract	12107

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9102 RIVER RD, WILMINGTON, NC 28412-3514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REI TRANSACTIONAL HIGH-YIELD FUND I LLC
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit CR INVESTMENTS LLC
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Apr 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 16, 2026	Re-recorded Document · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Apr 25, 2024	Warranty Deed, Transfer · Conventional Mortgage TIDAL LOANS LLC
Apr 28, 2023	Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU
Apr 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Apr 28, 2023 · Amount on Record
Deed Document Number	202613987
Deed Book / Page	6850 / 2756
Prior Transfer Date	Jan 16, 2026
Prior Transfer Doc	00682401206
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	9102 RIVER RD, WILMINGTON, NC 28412-3514
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00676900400
Date	Apr 17, 2025
Book Page	6769/400
Instrument	2025009488

Lender

Name	REI TRANSACTIONAL HIGH-YIELD FUND I LLC
Address	83 SOMERS LN, CLAYTON, NC 27527

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Nov 1, 2025

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	9102 RIVER RD, WILMINGTON, NC 28412-3514
Transaction Type	Mortgage
Record Updated	Jun 3, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS MI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 DAWSON ST, WILMINGTON, NC 28401-5143

Mortgage

Document Number	00683701406
Date	Mar 25, 2026
Book Page	6837/1406
Instrument	2026007724

Lender

Name	CR INVESTMENTS LLC
Type	Non-Lending Institution
Address	30 N GOULD ST, SHERIDAN, WY 82801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	May 22, 2026
Property Address	9102 RIVER RD, WILMINGTON, NC 28412-3514
Document Number	0000013987
Book / Page	6850 / 2756
Instrument Date	May 12, 2026
Instrument	202613987
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$691,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9102 RIVER RD, WILMINGTON, NC 28412-3514

Mortgage

Document Number	0000013988,
Date	May 22, 2026
Instrument	202613988

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	May 22, 2026
Property Address	9102 RIVER RD, WILMINGTON, NC 28412-3514
Document Number	00685002756
Book / Page	6850 / 2756
Instrument Date	May 12, 2026
Instrument	202613987
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$691,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9102 RIVER RD, WILMINGTON, NC 28412-3514

Mortgage

Document Number	0000013988,
Date	May 22, 2026
Instrument	202613988

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 15, 2026
Property Address	9102 RIVER RD, WILMINGTON, NC 28412-3514
Document Number	00684200504
Book / Page	6842 / 504
Instrument Date	Apr 15, 2026
Instrument	20269930
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	315 DAWSON ST, WILMINGTON, NC 28401-5143

January 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	NEW HANOVER NC
Recording Date	Jan 16, 2026
Property Address	9102 RIVER RD, WILMINGTON, NC 28412-3514
Document Number	00682401206
Book / Page	6824 / 1206
Map Reference	MB 39 PG 147
Instrument Date	Jan 16, 2026
Instrument	2026001446
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 DAWSON ST, WILMINGTON, NC 28401-5143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9102 RIVER RD, WILMINGTON, NC 28412-3514
Investor	Possibly a Property Investor

Mortgage

Document Number	2026002461
Date	Jan 16, 2026
Instrument	2026002461

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2056

Interest

Change Frequency	Monthly

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 25, 2024
Property Address	9102 RIVER RD, WILMINGTON, NC 28412-3514
Document Number	00670200980
Book / Page	6702 / 980
Map Reference	MB 39 PG 147
Instrument Date	Apr 22, 2024
Instrument	2024009850
Transaction Type	Transfer
Record Updated	Nov 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 DAWSON ST, WILMINGTON, NC 28401-5143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 DAWSON ST, WILMINGTON, NC 28401-5143

Mortgage

Document Number	2024009851
Date	Apr 25, 2024
Instrument	2024009851

Lender

Name	TIDAL LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 28, 2023
Property Address	9102 RIVER RD, WILMINGTON, NC 28412-3514
Document Number	00663600608
Book / Page	6636 / 608
Map Reference	MB 39 PG 147
Instrument Date	Apr 3, 2023
Instrument	2023010222
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Amount	Amount Recorded
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4625 E DESERT COVE AVE, PHOENIX, AZ 85028-3028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 DAWSON ST, WILMINGTON, NC 28401-5143
Investor	Possibly a Property Investor

Mortgage

Document Number	2023010223
Date	Apr 28, 2023
Instrument	2023010223

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2024

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 9, 2019
Property Address	9102 RIVER RD, WILMINGTON, NC 28412-3514
Document Number	0062060272
Book / Page	006206 / 000272
Instrument Date	Apr 8, 2019
Instrument	10023
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$928.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9404 VOYAGERS WAY WILMINGTON NC 284123442, WILMINGTON, NC 28412-3442

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,774,800 (-) Land $502,500 Building $1,272,300	$1,774,800 (-) Land $502,500 Building $1,272,300
2025	$6,717.00 (+23.77%)	$1,774,800 (+290.15%) Land $502,500 Building $1,272,300	$1,774,800 (+290.15%) Land $502,500 Building $1,272,300
2024	$5,427.00 (+128.41%)
2023	$2,376.00 (-0.96%)	$454,900 Land $454,900	$454,900 Land $454,900
2022	$2,399.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 270 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	270 in force
Nearby Flood Claims	35 (2005–2024)
Claims Outside the SFHA	2 of 35
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 4 claims Hurricane Isaias, Aug 2020 · 13 claims Hurricane Florence, Sep 2018 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE CAPE MASTER SYSTEM private · serves 11,587 people · EPA ID NC0465199
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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