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9102 Ridgefield Ln, Frederick, MD 21701 Property Records

Frederick County property record for 9102 Ridgefield Ln, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details3.5 ba · 1,618 sqft · built 1991
Lot Size0.066 acres (2,880 sqft)
Owner2 Trust Names on File
Last Sale$425,000 (Sep 2024)
Tax Bill$4,154 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-281096

Property Details

APN / Parcel Number

Primary APN09-281096
Alternative APNs
  • 9281096
  • 281096

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,618 sqft Living Area
Gross Area1,844 sqft
1st Floor Area686 sqft
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,880 sqft (0.066 acres)
Garage TypeAttached
Garage Area400 sqft

Exterior Amenities

PorchOpen Porch
Porch Area36 sqft
Deck Area226 sqft
Patio Area226 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number281096
Street Address9102 RIDGEFIELD LN
CityFREDERICK
StateMD
Zip21701-5831
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 113 SEC B PL 37 2,880 SQ. FT. SPRING RIDGE P.U.D.
Legal SubdivisionSPRING RDG SEC B 37
Legal Block3
Legal Lot Number113
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group3
Census Block3000
Census Tract751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9102 Ridgefield Ln, a townhouse, is held in a trust since September 2024.

Source: Frederick County records, as of August 26, 2026

Owner of Record2 Trust Names on File
Mailing Address2761 PARKRIDGE DR, SOUTHPORT, NC 28461-8242
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Sep 24, 2020Deed, Transfer · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2024 · Amount on File
Deed SaleSep 10, 2024 · Amount on File
Prior SaleSep 24, 2020 · Amount on File
Deed Book / Page17020 / 249
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9102 RIDGEFIELD LN, FREDERICK, MD 21701-5831
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0157310166
DateFeb 16, 2022
Book Page15731/166
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 26, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 24, 2020
Property Address9102 RIDGEFIELD LN, FREDERICK, MD 21701-5831
Document Number0141010390
Book / Page14101 / 390
Map ReferenceMB 47 PG 11
Instrument DateSep 18, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyLEGACYHOUSE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$787.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9102 RIDGEFIELD LN, FREDERICK, MD 21701-5831

Mortgage

Document Number14101397
DateSep 24, 2020
Instrument14101/397
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9102 Ridgefield Ln was $4,154.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$368,967$405,200 Land $125,000 Building $280,200
2025$4,154.00
2023$3,335.00$280,067$296,500 Land $115,000 Building $181,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9102 Ridgefield Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9102 Ridgefield Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000

May also be available: Verizon.

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