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9102 38th Ter, Live Oak, FL 32060 Property Records

Suwannee County property record for 9102 38th Ter, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,540 sqft · built 2005
Lot Size1 acres (43,604 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Nov 2020)
Tax Bill$3,548 (2024)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-01S-14E-01842-000150

Property Details

APN / Parcel Number

Primary APN20-01S-14E-01842-000150
Alternative APN
  • 01842000150

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,540 sqft Living Area
1st Floor Area1,540 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2022
Exterior MaterialComposition/Composite
Roof MaterialComposition Shingle
Lot Area43,604 sqft (1 acres)
Garage Area609 sqft
Patio Area495 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number01842000150
Street Address9102 38TH TER
CityLIVE OAK
StateFL
Zip32060-2908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG LOT 15 SUWANNEE SPRINGS STATION SUB-DIV ORB 2227 P 238-39 WD YR 2021
Legal Range14E
Legal Township01S
Legal Section20
Legal SubdivisionSUWANNEE SPRINGS STATION SUB-DIV
Legal Lot Number15
Legal Unit15
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1005
Census Tract970100

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28900 SW 154TH AVE, HOMESTEAD, FL 33033-2543
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2020 · Amount on Record
Deed SaleNov 25, 2020 · Amount on Record
Prior SaleSep 6, 2005 · Amount on Record
Deed Document Number2020232160
Deed Book / Page2227 / 238
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateNov 25, 2020
Property Address9102 38TH TER, LIVE OAK, FL 32060-2908
Document Number0000232160
Book / Page2227 / 238
Map ReferenceMB 1 PG 491-493
Instrument DateNov 23, 2020
Instrument2020232160
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyDREAMS ABSTRACT & TTL SVCS L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 38TH TER, 9102, LIVE OAK, FL 32060-2908

Transferred To (Grantee/Buyer)

NameVerified Name
Address28980 SW 154TH AVE, HOMESTEAD, FL 33033-2543

Mortgage

Document Number0000000240
DateNov 25, 2020
Instrument2227/240
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$270,124 (+14.54%) Land $23,975 Building $246,149$270,124 (+14.54%) Land $23,975 Building $246,149
2024$3,548.00 (+6.61%)
2023$3,328.00 (+16.57%)$235,829 (+34.73%) Land $21,795 Building $214,034$235,829 (+34.73%) Land $21,795 Building $214,034
2022$2,855.00$175,044$175,044 Land $19,615 Building $155,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims7 (1998–2012)
Most Recent ClaimJun 2012 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Windstream
DSL · Fiber in parts of the area		100 / 20

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