Mecklenburg County property record for 9100 Surface Hill Rd, Mint Hill, NC 28227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,273 sqft · built 1947 |
| Lot Size | 0.695 acres (30,274 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Dec 2025) |
| Tax Bill | $1,005 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 137-291-13 |
| Primary APN | 137-291-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,273 sqft Living Area |
| 1st Floor Area | 1,273 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,274 sqft (0.695 acres) |
| View / Lot | Rural |
| Garage Area | 323 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 9100 SURFACE HILL RD |
|---|---|
| City | MINT HILL |
| State | NC |
| Zip | 28227-5627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LA M33-807 & P2 55-543 |
| Legal Subdivision | MULLIS PROP MAP 01 |
| Legal Block | 1 |
| Legal Lot Number | A |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 6, CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 5719 |
Source: Mecklenburg County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9100 SURFACE HILL RD, MINT HILL, NC 28227-5627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Dec 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Aug 28, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on Record |
| Deed Sale | Dec 15, 2025 · Amount on Record |
| Prior Sale | Jul 28, 2016 · Amount on Record |
| Deed Document Number | 2025128397 |
| Deed Book / Page | 40072 / 214 |
| Prior Transfer Date | Aug 16, 2023 |
| Prior Transfer Doc | 0000082107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 9100 SURFACE HILL RD, MINT HILL, NC 28227-5627 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000169025 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | 36485/306 |
| Instrument | 2021169025 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 15, 2025 |
| Property Address | 9100 SURFACE HILL RD, MINT HILL, NC 28227-5627 |
| Document Number | 0000128397 |
| Book / Page | 40072 / 214 |
| Map Reference | MB 33 PG 307 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2025128397 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9100 SURFACE HILL RD, MINT HILL, NC 28227-5627 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9100 SURFACE HILL RD, MINT HILL, NC 28227-5627 |
| Document Number | 0000128398 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025128398 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 28, 2023 |
| Property Address | 9100 SURFACE HILL RD, MINT HILL, NC 28227-5627 |
| Document Number | 0000082107 |
| Book / Page | 38336 / 423 |
| Map Reference | MB 33 PG 807 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 2023082107 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9100 SURFACE HILL RD, MINT HILL, NC 28227-5627 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9100 SURFACE HILL RD, MINT HILL, NC 28227-5627 |
| Document Number | 0000082108 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023082108 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Mint Hill Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $227,200 (-) Land $77,800 Building $149,400 | $227,200 (-) Land $77,800 Building $149,400 | |
| 2024 | $1,005.00 (-49.24%) | ||
| 2023 | $1,980.00 | $227,200 Land $77,800 Building $149,400 | $227,200 Land $77,800 Building $149,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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