9100 E Mill Creek Rd, Troy, IL 62294 Property Records

Madison County property record for 9100 E Mill Creek Rd, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,882 sqft · built 2007
Lot Size	2.37 acres (103,237 sqft)
Owner	Individual Name on Record
Last Sale	$269,500 (Jan 2025)
Tax Bill	$6,900 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2026 Mortgage + 7 more
APN	`09-1-22-26-00-000-011`

Property Details

APN / Parcel Number

Primary APN	`09-1-22-26-00-000-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,882 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	103,237 sqft (2.37 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Patio Area	690 sqft
Shed	1 Shed
Shed Area	770 sqft
Granary	770 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9100 E MILL CREEK RD
City	TROY
State	IL
Zip	62294-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N1/2 SE
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2021
Census Tract	403532

Owner

Source: Madison County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9100 E MILL CREEK RD, TROY, IL 62294-2714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SERVICES ILLINOIS
Jul 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT SERVICES ILLINOIS
Jul 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT SERVICES ILLINOIS
Aug 9, 2022	Warranty Deed, Transfer · Conventional Mortgage FCB BANKS
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Nov 1, 2019	Loan Modification, Mortgage · Conventional Mortgage FCB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2025 · Amount on Record
Deed Sale	Jan 3, 2025 · Amount on Record
Prior Sale	Aug 9, 2022 · Amount on Record
Deed Document Number	2025310
Prior Transfer Date	Dec 10, 2007
Prior Transfer Doc	0000063574
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Aug 3, 2026
Property Address	9100 E MILL CREEK RD, TROY, IL 62294-2714
Document Number	0000022328
Instrument Date	Jul 24, 2026
Instrument	202622328
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8926 E MILL CREEK RD, TROY, IL 62294-2710

Mortgage

Document Number	0000022328,
Date	Aug 3, 2026
Instrument	202622328

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Apr 1, 2026
Property Address	9100 E MILL CREEK RD, TROY, IL 62294-2714
Document Number	0000009215
Instrument Date	Mar 31, 2026
Instrument	20269215
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009215,
Date	Apr 1, 2026
Instrument	20269215

Lender

Name	FARM CREDIT SERVICES ILLINOIS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	9100 E MILL CREEK RD, TROY, IL 62294-2714
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	BENCHMARK TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024709
Date	Jul 26, 2022
Instrument	2022R24709

Lender

Name	FARM CREDIT SERVICES ILLINOIS
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2042

Interest

Rate Type	Fixed Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	9100 E MILL CREEK RD, TROY, IL 62294-2714
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	BENCHMARK TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024710
Date	Jul 26, 2022
Instrument	2022R24710

Lender

Name	FARM CREDIT SERVICES ILLINOIS
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2042

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 9, 2022
Property Address	9100 E MILL CREEK RD, TROY, IL 62294-2714
Document Number	0000026339
Map Reference	DOC 102-3209
Instrument Date	Jul 29, 2022
Instrument	2022R26339
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9100 E MILL CREEK RD, TROY, IL 62294-2714

Mortgage

Document Number	0000026340
Date	Aug 9, 2022
Instrument	2022R26340

Lender

Name	FCB BANKS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.13%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	9100 E MILL CREEK RD, TROY, IL 62294-2714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014643
Date	May 13, 2019
Instrument	2019R14643

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	9100 E MILL CREEK RD, TROY, IL 62294-2714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000142
Date	Jan 2, 2020
Instrument	2020R00142

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	9100 E MILL CREEK RD, TROY, IL 62294-2714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004567
Date	Feb 7, 2020
Instrument	2020R04567

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	9100 E MILL CREEK RD, TROY, IL 62294-2714
Document Number	0000037451
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9100 E MILL CREEK RD TROY IL 622942714, TROY, IL 62294-2714

Mortgage

Document Number	0000037451
Date	Nov 19, 2019
Instrument	37451

Lender

Name	FCB BK
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,900.00 (+6.86%)	$113,740 (+55.06%) Land $11,550 Building $102,190	$341,220 (+54.91%) Land $34,650 Building $306,570
2024	$6,457.00 (+39.25%)
2022	$4,637.00	$73,350 Land $9,010 Building $64,340	$220,270 Land $27,057 Building $193,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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