910 White Thunder Cir, Luverne, MN 56156 Property Records

Rock County property record for 910 White Thunder Cir, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	910 sqft · built 1976
Lot Size	0.281 acres (12,279 sqft)
Owner	Individual Name on File
Last Sale	$126,500 (Dec 2014)
Tax Bill	$2,790 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2023 Line of Credit + 1 more
APN	`20-1380-000`

Property Details

APN / Parcel Number

Primary APN	`20-1380-000`

Interior

Building Area	910 sqft Living Area
Basement Area	847 sqft
Finished Basement	847 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	12,279 sqft (0.281 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	910 WHITE THUNDER CIR
City	LUVERNE
State	MN
Zip	56156-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRI-STATE ADDITION
Legal Block	4
Legal Lot Number	1
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	2
Census Block	2011
Census Tract	570200

Owner

910 White Thunder Cir is owned and occupied by an individual who acquired it in November 2019.

Source: Rock County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	910 WHITE THUNDER CIR, LUVERNE, MN 56156-1313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit MINNWEST BANK
Sep 23, 2020	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2014 · Amount on File
Deed Sale	Dec 17, 2014 · Amount on File
Deed Document Number	2014185145
Last Transfer Date	Nov 12, 2019
Transfer Doc	197947
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Recording Date	Aug 7, 2026
Property Address	910 WHITE THUNDER CIR, LUVERNE, MN 56156-1313
Document Number	0000210480
Instrument Date	Jul 22, 2026
Instrument	2026210480
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 WHITE THUNDER CIR, LUVERNE, MN 56156-1313

Mortgage

Document Number	0000210480,
Date	Aug 7, 2026
Instrument	2026210480

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2056

Interest

Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	910 WHITE THUNDER CIR, LUVERNE, MN 56156-1313
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204826
Date	Jul 28, 2023
Instrument	204826

Lender

Name	MINNWEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 15, 2028

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK MN
Recording Date	Sep 23, 2020
Property Address	910 WHITE THUNDER CIR, LUVERNE, MN 56156-1313
Document Number	197947
Instrument Date	Nov 12, 2019
Instrument	197947
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 WHITE THUNDER CIR, LUVERNE, MN 56156-1313

Mortgage

Document Number	197948
Date	Sep 23, 2020
Instrument	197948

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.88%

Tax Assessment & Valuation

The 2026 property tax bill for 910 White Thunder Cir was $2,790, up 10.5% from the year before.

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,790.00 (+10.54%)	$250,500 (-5.33%) Land $17,100 Building $233,400	$250,500 (-5.33%) Land $17,100 Building $233,400
2025	$2,524.00	$264,600 Land $17,100 Building $247,500	$264,600 Land $17,100 Building $247,500
2023	$2,264.00	$228,900 Land $14,700 Building $214,200	$228,900 Land $14,700 Building $214,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 910 White Thunder Cir.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 White Thunder Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

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