910 Watts Ave, Rockton, IL 61072 Property Records

Winnebago County property record for 910 Watts Ave, Rockton, IL 61072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 848 sqft · built 1950
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$72,500 (Aug 2022)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-13-226-024`

Property Details

APN / Parcel Number

Primary APN	`03-13-226-024`
Alternative APNs	`313226024` `049A057`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	848 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	910 WATTS AVE
City	ROCKTON
State	IL
Zip	61072-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WRIGHT + KILES BLACKHAWK A BNG PT NE 1/4 SEC 13-46-1 N 1/2 LOT 059
Legal Range	1
Legal Township	46
Legal Section	13
Legal Subdivision	WRIGHT & KILE'S BLACKHAWK ACRES
Legal Lot Number	059
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	1
Census Block	1002
Census Tract	4002

Owner

910 Watts Ave is owned and occupied by an individual who bought it in August 2022.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	910 WATTS AVE, ROCKTON, IL 61072-1522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Aug 15, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on File
Deed Sale	Aug 15, 2022 · Amount on File
Prior Sale	Jan 18, 2008 · Amount on File
Deed Document Number	202225074
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	910 WATTS AVE, ROCKTON, IL 61072-1522
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030597
Date	Nov 21, 2025
Instrument	2530597

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2055

Interest

Rate Type	Fixed Rate
Rate	13.7%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 15, 2022
Property Address	910 WATTS AVE, ROCKTON, IL 61072-1522
Document Number	0000025074
Instrument Date	Aug 10, 2022
Instrument	2225074
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 WATTS AVE, ROCKTON, IL 61072-1522

Mortgage

Document Number	0000025075
Date	Aug 15, 2022
Instrument	2225075

Lender

Name	GREENSTATE CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	5%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	910 WATTS AVE, ROCKTON, IL 61072-1522
Document Number	0001028600
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	910 WATTS AVE ROCKTON IL 610721522, ROCKTON, IL 61072-1522

Mortgage

Document Number	0001028600
Date	Sep 25, 2020
Instrument	1028600

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 910 Watts Ave was $2,016 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,016.00	$34,411 Land $7,128 Building $27,283	$103,233 Land $21,384 Building $81,849
2022	Homeowner's exemption	$25,650 Land $5,313 Building $20,337	$76,950 Land $15,939 Building $61,011

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 910 Watts Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–1979)
Most Recent Claim	May 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 Watts Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKTON serves 7,863 people · EPA ID IL2010350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Watts Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures