910 W Sumter St, Shelby, NC 28150 Property Records

Cleveland County property record for 910 W Sumter St, Shelby, NC 28150

Property Summary

Property Type	Residential Vacant Land
Details	2,197 sqft · built 2025
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jan 2026)
Tax Bill	$3,077 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`67489`

Property Details

APN / Parcel Number

Primary APN	`67489`
Alternative APN	`1346596`

Interior

Building Area	2,197 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Account Number	1346596
Street Address	910 W SUMTER ST
City	SHELBY
State	NC
Zip	28150-4337
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	.28AC #4 LOT PB50-013
Legal Block	1
Legal Lot Number	8
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1027
Census Tract	951100

Owner

910 W Sumter St, residential vacant land, is owned and occupied by two individuals who bought it in January 2026.

Source: Cleveland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	910 W SUMTER ST, SHELBY, NC 28150-4337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Apr 23, 2025 · Amount on File
Deed Document Number	2026200124087
Deed Book / Page	1966 / 765
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 30, 2026
Property Address	910 W SUMTER ST, SHELBY, NC 28150-4337
Document Number	0019660765
Book / Page	1966 / 765
Map Reference	MB 50 PG 13
Instrument Date	Jan 30, 2026
Instrument	200124087
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3514 SAVANNAH WAY, MONROE, NC 28110-7636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 W SUMTER ST, SHELBY, NC 28150-4337

Mortgage

Document Number	0200124088
Date	Jan 30, 2026
Instrument	200124088

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 910 W Sumter St was $3,077, up 1,337.9% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,077.00 (+1,337.85%)	$305,774 (+1,319.17%) Land $21,546 Building $284,228	$305,774 (+1,319.17%) Land $21,546 Building $284,228
2025	$214.00	$21,546 Land $21,546	$21,546 Land $21,546

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 910 W Sumter St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 W Sumter St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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