910 W 3rd St, Florence, CO 81226 Property Records

Fremont County property record for 910 W 3rd St, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 2,128 sqft · built 1959
Lot Size	0.296 acres (12,885 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,715 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R020544`

Property Details

APN / Parcel Number

Primary APN	`R020544`
Alternative APN	`61000530`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,885 sqft (0.296 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R020544
Street Address	910 W 3RD ST
City	FLORENCE
State	CO
Zip	81226-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9,10,11 & 12 BLK 2 WILSONS GARDENS EXC THAT POR DESC AS FOLLOWS: BEG AT THE SW COR OF LOT 9 IN SD BLK 2, TH N 37 DEG 20 E 36.97 FT; TH S 49 DEG 33 E 46.95 FT; TH S 46 DEG 51 E 29.1 FT; TH N 75 DEG 12 W 82.1 TO POB. TOG WITH A PORTION OF THE VACA
Legal Subdivision	WILSONS GARDENS
Legal Block	2
Legal Lot Number	9-12
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2025
Census Tract	978200

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	910 W 3RD ST, FLORENCE, CO 81226-1033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit SUNWEST EDUCATIONAL CU
Oct 1, 2020	Special Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 12, 2017	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	910 W 3RD ST, FLORENCE, CO 81226-1033
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001023380
Date	Dec 29, 2022
Instrument	1023380

Lender

Name	SUNWEST EDUCATIONAL CU
Type	Credit Union
Address	PUEBLO, CO 81005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	133 Months
Due	Dec 31, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Oct 1, 2020
Property Address	910 W 3RD ST, FLORENCE, CO 81226-1033
Document Number	0000991359
Instrument Date	Sep 29, 2020
Instrument	991359
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$23.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1124 GREENWOOD AVE, CANON CITY, CO 81212-3442

Mortgage

Document Number	0000991360
Date	Oct 1, 2020
Instrument	991360

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jun 12, 2017
Property Address	910 W 3RD ST, FLORENCE, CO 81226-1033
Document Number	0000951040
Instrument Date	Jun 9, 2017
Instrument	951040
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 W 3RD ST, FLORENCE, CO 81226-1033

Mortgage

Document Number	0000951041
Date	Jun 12, 2017
Instrument	951041

Lender

Name	THE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Florence City
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,715.00 (+11.29%)	$21,630 (-6.03%)	$346,074 (+0.73%)
2024	$1,541.00 (+1.65%)	$23,018 (+19.06%)
2023	$1,516.00 (+16.44%)	$19,333 (+17.4%)	$343,552 (+44.99%)
2022	$1,302.00	$16,468	$236,952

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	4 (1999–2018)
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SECOM Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Visionary Broadband.

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