910 Union Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 910 Union Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,017 sqft · built 1974
Lot Size	4.29 acres (186,872 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jun 2020)
Tax Bill	$2,871 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1652055`

Property Details

APN / Parcel Number

Primary APN	`1652055`
Alternative APN	`57686`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,017 sqft Heated Area
Basement Area	1,188 sqft
Finished Basement	594 sqft
Unfinished Basement	594 sqft
Flooring	Wood

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	186,872 sqft (4.29 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	92 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	910 UNION RD
City	RUTHERFORDTON
State	NC
Zip	28139-7462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PL:38-134
Legal Subdivision	HELEN V ROGERS
Jurisdiction	RUTHERFORD NC
Township / Civil Division	UNION
Census Block Group	2
Census Block	2010
Census Tract	960400

Owner

Source: Rutherford County records, as of August 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	910 UNION RD, RUTHERFORDTON, NC 28139-7462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 15, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 5, 2018	Warranty Deed, Transfer ROGERS HELEN V TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Deed Book / Page	2033 / 4011
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	0020334014
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	910 UNION RD, RUTHERFORDTON, NC 28139-7462
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020543606
Date	Dec 8, 2021
Book Page	2054/3606

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RUTHERFORDTON, NC 28139

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jun 15, 2020
Property Address	910 UNION RD, RUTHERFORDTON, NC 28139-7462
Document Number	0020334011
Book / Page	2033 / 4011
Map Reference	MB 38 PG 134
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 SHADY VALLEY DR, 525, NORTH LITTLE ROCK, AR 72116-5123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 UNION RD, RUTHERFORDTON, NC 28139-7462

Mortgage

Document Number	0020334014
Date	Jun 15, 2020
Book Page	2033/4014

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 5, 2018
Property Address	910 UNION RD, RUTHERFORDTON, NC 28139-7462
Document Number	0011650856
Book / Page	001165 / 000856
Instrument Date	Nov 27, 2017
Instrument	6168
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	UNION RD

Mortgage

Document Number	12660217
Date	Jan 5, 2018
Book Page	001266/000217
Instrument	6169

Lender

Name	ROGERS HELEN V TRUST (PT)

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,871.00 (+60.21%)	$467,500 (-) Land $30,700 Building $436,800	$467,500 (-) Land $30,700 Building $436,800
2023		$467,500 Land $30,700 Building $436,800	$467,500 Land $30,700 Building $436,800
2022	$1,792.00
2021	$1,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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