910 Turnstone Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 910 Turnstone Ln, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,208 sqft · built 2002
Lot Size	0.177 acres (7,693 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,000 (Apr 2022)
Tax Bill	$2,953 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-36-355256-000160`

Property Details

APN / Parcel Number

Primary APN	`25-28-36-355256-000160`
Alternative APNs	`362825355256000160` `62825000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,208 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	1,120 sqft
Upper Floors Area	1,088 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,693 sqft (0.177 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	24 sqft
Patio Area	180 sqft

Location & Zoning

Street Address	910 TURNSTONE LN
City	WINTER HAVEN
State	FL
Zip	33880-1784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET COVE PHASE ONE PB 113 PGS 41 & 42 LOT 16
Legal Range	25E
Legal Township	28S
Legal Section	36
Legal Subdivision	SUNSET COVE PHASE ONE
Legal Phase	1
Legal Tract	355256
Legal Block	2
Legal Lot Number	16
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2009
Census Tract	13802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	910 TURNSTONE LN, WINTER HAVEN, FL 33880-1784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage GENNEXT FUNDING LLC
Nov 7, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Dec 17, 2019	Warranty Deed, Transfer VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Dec 17, 2019 · Amount on Record
Deed Document Number	202298155
Deed Book / Page	12203 / 2186
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 11, 2022
Property Address	910 TURNSTONE LN, WINTER HAVEN, FL 33880-1784
Document Number	0000098155
Book / Page	12203 / 2186
Map Reference	MB 113 PG 41&42
Instrument Date	Apr 5, 2022
Instrument	2022098155
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	EQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,331.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 GOVERNOR BRADFORD RD, 91, BREWSTER, MA 02631-2805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 TURNSTONE LN, WINTER HAVEN, FL 33880-1784

Mortgage

Document Number	0122032188
Date	Apr 11, 2022
Instrument	12203/2188

Lender

Name	GENNEXT FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	910 TURNSTONE LN, WINTER HAVEN, FL 33880-1784
Document Number	0114591732
Instrument Date	Nov 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 TURNSTONE LN WINTER HAVEN FL 338801784, WINTER HAVEN, FL 33880-1784

Mortgage

Document Number	0114591732
Date	Nov 17, 2020
Book Page	011459/001732
Instrument	246872

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 17, 2019
Property Address	910 TURNSTONE LN, WINTER HAVEN, FL 33880-1784
Document Number	0110770300
Book / Page	011077 / 000300
Instrument Date	Dec 10, 2019
Instrument	266989
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	SMART TITLE II LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,512.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 TURNSTONE LN WINTER HAVEN FL 338801784, WINTER HAVEN, FL 33880-1784

Mortgage

Document Number	110770302
Date	Dec 17, 2019
Book Page	011077/000302
Instrument	266990

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,160 (-0.99%) Land $48,000 Building $178,160	$226,160 (-0.99%) Land $48,000 Building $178,160
2025	$2,953.00 (-19.95%)	$228,412 (-6.79%) Land $48,000 Building $180,412	$228,412 (-6.79%) Land $48,000 Building $180,412
2023	$3,689.00 (+18.39%)	$245,063 (+14.75%) Land $46,000 Building $199,063	$245,063 (+14.75%) Land $46,000 Building $199,063
2022	$3,116.00	$213,561 Land $38,000 Building $175,561	$213,561 Land $38,000 Building $175,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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