910 Symphony Beach Ln, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 910 Symphony Beach Ln, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,436 sqft · built 1991
Lot Size	0.33 acres (14,400 sqft)
Owner	Individual Name on Record
Last Sale	$675,500 (Aug 2020)
Tax Bill	$11,907 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0521165494`

Property Details

APN / Parcel Number

Primary APN	`0521165494`
Alternative APN	`U2031191T9000000000320`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,436 sqft Heated Area
1st Floor Area	3,436 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	14,400 sqft (0.33 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	360 sqft
Porch	Open Porch
Porch Area	633 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0521165494
Street Address	910 SYMPHONY BEACH LN
City	APOLLO BEACH
State	FL
Zip	33572-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SYMPHONY ISLES UNIT FIVE LOT 32 AND LOT 31 LESS E 1/2 THEREOF
Legal Range	19E
Legal Township	31S
Legal Section	20
Legal Subdivision	SYMPHONY ISLES UNIT FIVE
Legal Lot Number	32, 31
Legal Unit	5
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2001
Census Tract	14118

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	910 SYMPHONY BEACH LN, APOLLO BEACH, FL 33572-2738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2020 · Amount on Record
Deed Sale	Aug 29, 2020 · Amount on Record
Prior Sale	Jul 30, 2005 · Amount on Record
Deed Document Number	2020353245
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 29, 2020
Property Address	910 SYMPHONY BEACH LN, APOLLO BEACH, FL 33572-2738
Document Number	0000353245
Map Reference	MB 61 PG 15
Instrument Date	Aug 7, 2020
Instrument	2020353245
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FLAGSHIP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,728.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 377, BRANDON, FL 33509-0377

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 SYMPHONY BEACH LN, APOLLO BEACH, FL 33572-2738

Mortgage

Document Number	0000353246
Date	Aug 29, 2020
Instrument	2020353246

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,907.00 (+11.83%) Homeowner's exemption	$658,940 (+5.99%)	$1,067,004 (+5.97%) Land $640,332 Building $426,672
2023	$10,647.00 (+3.32%) Homeowner's exemption	$621,717 (+3%)	$1,006,934 (+10.23%) Land $582,120 Building $424,814
2022	$10,305.00 Homeowner's exemption	$603,609	$913,499 Land $407,484 Building $506,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 574 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	582 units insured incl. 8 condo units
Nearby Flood Claims	103 (2017–2026)
Most Recent Claim	Sep 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Oct 2024 · 85 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000