910 Sutherland Rd, Bardstown, KY 40004 Property Records

Nelson County property record for 910 Sutherland Rd, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	1,466 sqft · built 2021
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Sep 2025)
Tax Bill	$2,897 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45SW0-02-073`

Property Details

APN / Parcel Number

Primary APN	`45SW0-02-073`
Alternative APNs	`91001` `92707`

Interior

Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
Basement Area	1,466 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Basement
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Account Number	92707
Street Address	910 SUTHERLAND RD
City	BARDSTOWN
State	KY
Zip	40004-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDGEPOINTE EST LT 51 PC12-174
Legal Subdivision	BRIDGEPOINTE EST
Legal Lot Number	51
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	2
Census Block	2046
Census Tract	930400

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	470 AMERICAN DR, BARDSTOWN, KY 40004-9245
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed, Transfer · USDA Mortgage NEXA MORTGAGE LLC
Aug 12, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 11, 2021	Deed, Transfer · Stand-Alone First Mortgage CROSS UNLIMITED LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Aug 12, 2022 · Amount on Record
Deed Document Number	20256116
Deed Book / Page	615 / 289
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Sep 16, 2025
Property Address	910 SUTHERLAND RD, BARDSTOWN, KY 40004-2314
Document Number	00D615/289
Book / Page	D615 / 289
Map Reference	CAB 21 SL 194
Instrument Date	Sep 12, 2025
Instrument	2025006116
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1288 S ROGAN AVE, BARDSTOWN, KY 40004-1912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 AMERICAN DR, BARDSTOWN, KY 40004-9245

Mortgage

Document Number	2025000268
Date	Sep 16, 2025
Instrument	2025000268

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NELSON KY
Recording Date	Aug 12, 2022
Property Address	910 SUTHERLAND RD, BARDSTOWN, KY 40004-2314
Document Number	00D584/410
Book / Page	D584 / 410
Map Reference	CAB 12 SL 43
Instrument Date	Aug 4, 2022
Instrument	2022009822
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 20, 2026
Title Company	ACUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	678 BEN IRVIN RD, BARDSTOWN, KY 40004-9645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 SUTHERLAND RD, BARDSTOWN, KY 40004-2314

Mortgage

Document Number	2022009823
Date	Aug 12, 2022
Instrument	2022009823

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Aug 11, 2021
Property Address	910 SUTHERLAND RD, BARDSTOWN, KY 40004-2314
Document Number	00D572/567
Book / Page	D572 / 567
Map Reference	CAB 12 SL 43
Instrument Date	Aug 6, 2021
Instrument	2021010680
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$26.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 VENETIAN WAY, BARDSTOWN, KY 40004-2506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 BEN IRVIN RD, BARDSTOWN, KY 40004-9645

Mortgage

Document Number	2021010682
Date	Aug 11, 2021
Instrument	2021010682

Lender

Name	CROSS UNLIMITED LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 6, 2022

Mortgage

Document Number	0M1334/101
Date	Aug 11, 2021
Book Page	M1334/101
Instrument	2021010681

Lender

Name	TOWN & COUNTRY BANK & TRUST CO
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,897.00 (-6.37%)	$289,900 (-) Building $289,900	$289,900 (-) Building $289,900
2024		$289,900 (-)	$289,900 (-)
2023	$3,094.00	$289,900	$289,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bardstown Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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