910 Susquehanna Rd, Madison, MD 21648 Property Records

Dorchester County property record for 910 Susquehanna Rd, Madison, MD 21648

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,520 sqft · built 2020
Lot Size	12.8 acres (558,004 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jan 2018)
Tax Bill	$6,075 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2019 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`16-004936`

Property Details

APN / Parcel Number

Primary APN	`16-004936`
Alternative APN	`004936`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,520 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	558,004 sqft (12.8 acres)
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	2,520 sqft
Parking Spaces	8 Parking Spaces
Deck Area	230 sqft
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	004936
Street Address	910 SUSQUEHANNA RD
City	MADISON
State	MD
Zip	21648-1108
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	12.81 ACRES N/S SUSQUEHANNA ROAD
Legal Subdivision	LANDS OF THOMAS CO OLIVER III
Jurisdiction	DORCHESTER MD
Township / Civil Division	16, MADISON
Census Block Group	1
Census Block	1002
Census Tract	970804

Owner

910 Susquehanna Rd, a rural home, is owned and occupied by two individuals who acquired it in November 2024.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	910 SUSQUEHANNA RD, MADISON, MD 21648-1108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Mar 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 29, 2020	Quit Claim Deed, Transfer ELEVEN MTG
Jan 11, 2018	Deed, Transfer · ARM HEBRON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2018 · Amount on File
Deed Sale	Jan 11, 2018 · Amount on File
Prior Sale	Dec 19, 1988 · Amount on File
Deed Document Number	20181442-177
Deed Book / Page	1442 / 177
Last Transfer Date	Nov 8, 2024
Transfer Doc	0019110231
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	910 SUSQUEHANNA RD, MADISON, MD 21648-1108
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 SUSQUEHANNA RD, MADISON, MD 21648-1108

Mortgage

Document Number	0018450148
Date	Nov 20, 2023
Book Page	1845/148

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	910 SUSQUEHANNA RD, MADISON, MD 21648-1108
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015080052
Date	Mar 6, 2019
Book Page	1508/052

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	910 SUSQUEHANNA RD, MADISON, MD 21648-1108
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 SUSQUEHANNA RD, MADISON, MD 21648-1108

Mortgage

Document Number	0017130095
Date	Jan 18, 2022
Book Page	1713/95

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jun 29, 2020
Property Address	910 SUSQUEHANNA RD, MADISON, MD 21648-1108
Document Number	0015820215
Book / Page	001582 / 000215
Instrument Date	Mar 30, 2020
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	910 SUSQUEHANNA RD MADISON MD 216481108, MADISON, MD 21648-1108

Mortgage

Document Number	15820220
Date	Jun 29, 2020
Book Page	001582/000220

Lender

Name	ELEVEN MTG
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jan 11, 2018
Property Address	910 SUSQUEHANNA RD, MADISON, MD 21648-1108
Document Number	0014420177
Book / Page	1442 / 177
Map Reference	LB54 FO226
Instrument Date	Jan 3, 2018
Instrument	1442-177
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 SUSQUEHANNA RD, MADISON, MD 21648-1108

Mortgage

Document Number	0001442182
Date	Jan 11, 2018
Instrument	1442-182

Lender

Name	HEBRON SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Feb 3, 2024
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	5.5%
Index	Other
Margin	1
Max Rate	8.5%

Tax Assessment & Valuation

The 2026 property tax bill for 910 Susquehanna Rd was $6,075 with a homeowner's exemption, up 6.2% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,075.00 (+6.17%) Homeowner's exemption	$665,500 (+7.56%) Land $208,500 Building $457,000	$665,500 (-) Land $208,500 Building $457,000
2025	$5,722.00 Homeowner's exemption	$618,733	$665,500 Land $208,500 Building $457,000
2023	$5,900.00 Homeowner's exemption	$525,200 Land $204,500 Building $320,700	$525,200 Land $204,500 Building $320,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 910 Susquehanna Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 356 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	356 in force
Nearby Flood Claims	315 (1985–2025)
Claims Outside the SFHA	16 of 315
Most Recent Claim	Oct 2025 · alluvial fan flooding
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Sandy, Oct 2012 · 6 claims Hurricane Isabel, Sep 2003 · 187 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 Susquehanna Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 96% of Maryland
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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