910 State St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 910 State St, Cedar Falls, IA 50613

Property Summary

Property Type	Quadplex
Details	4 bd · 5.5 ba · 3,232 sqft · built 1915
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$247,500 (Oct 2023)
Tax Bill	$3,846 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Mar 2020 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8914-12-453-012`

Property Details

APN / Parcel Number

Primary APN	`8914-12-453-012`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,232 sqft Total Area
1st Floor Area	1,598 sqft
Basement Area	1,598 sqft
Unfinished Basement	1,598 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Quadruplex
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	27 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	910 STATE ST
City	CEDAR FALLS
State	IA
Zip	50613-3301
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	E BROWNS SECOND ADDITION LOT 7 BLK 11
Legal Range	14W
Legal Township	89N
Legal Section	12
Legal Subdivision	E BROWNS SECOND ADDITION
Legal Block	11
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3016
Census Tract	2200

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	531 COMMERCIAL ST, 612, WATERLOO, IA 50701-5497
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK
Mar 6, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COLLINS LOAN SERVICES CUSO LLC
Oct 27, 2022	Warranty Deed, Transfer · Line of Credit FIRST BANK
Dec 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Oct 27, 2022 · Amount on Record
Deed Document Number	20236836
Prior Transfer Date	Dec 17, 2021
Prior Transfer Doc	0000012839
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	910 STATE ST, CEDAR FALLS, IA 50613-3301
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200015462
Date	Jan 31, 2022
Instrument	202200015462

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	910 STATE ST, CEDAR FALLS, IA 50613-3301
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000015326
Date	Mar 6, 2020
Instrument	202000015326

Lender

Name	COLLINS LOAN SERVICES CUSO LLC
Type	Non-Lending Institution
Address	MUSCATINE, IA 52761

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 27, 2022
Property Address	910 STATE ST, CEDAR FALLS, IA 50613-3301
Document Number	202300006836
Instrument Date	Oct 21, 2022
Instrument	202300006836
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$395.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 COMMERCIAL ST STE 612, 612, WATERLOO, IA 50701-5497

Mortgage

Document Number	202300006837
Date	Oct 27, 2022
Instrument	202300006837

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 20, 2021
Property Address	910 STATE ST, CEDAR FALLS, IA 50613-3301
Document Number	202200012839
Instrument Date	Dec 17, 2021
Instrument	202200012839
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 128, CEDAR FALLS, IA 50613-0016

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,846.00 (-1.44%)	$292,210 (+30.75%) Land $48,510 Building $243,700	$292,210 (+30.75%) Land $48,510 Building $243,700
2024	$3,902.00 (+0.91%)
2023		$223,490 (+8.24%) Land $32,340 Building $191,150	$223,490 (+8.24%) Land $32,340 Building $191,150
2022	$3,867.00	$206,470 Land $38,810 Building $167,660
2021			$206,470 Land $38,810 Building $167,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1990–2016)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 3 claims Severe Storms, Flooding, And Tornadoes, May 1999 · 3 claims Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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