Washington County property record for 910 Spruce St, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,006 sqft · built 1908 |
| Lot Size | 0.223 acres (9,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,500 (Apr 2021) |
| Tax Bill | $1,452 (2026) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-003590 |
| Primary APN | 03-003590 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,006 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,700 sqft (0.223 acres) |
| Lot Dimensions | 194 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 003590 |
|---|---|
| Street Address | 910 SPRUCE ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMOD |
| Legal Description | LT33/34 SE 2 50X194 910 SPRUCE ST |
| Legal Subdivision | HAGERSTOWN MANUFACTURING MININ |
| Legal Lot Number | 33 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 3, HAGERSTOWN |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 800 |
910 Spruce St is owned and occupied by an individual who bought it in April 2021.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 910 SPRUCE ST, HAGERSTOWN, MD 21740-6366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2021 · Amount on File |
| Deed Sale | Apr 1, 2021 · Amount on File |
| Prior Sale | Aug 10, 2016 · Amount on File |
| Deed Book / Page | 6569 / 314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Apr 1, 2021 |
| Property Address | 910 SPRUCE ST, HAGERSTOWN, MD 21740-6366 |
| Document Number | 0065690314 |
| Book / Page | 6569 / 314 |
| Map Reference | MB 1 FO 19 |
| Instrument Date | Mar 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | LINCOLN TTL & STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 910 SPRUCE ST, HAGERSTOWN, MD 21740-6366 |
| Document Number | 0009999319 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 9999/319 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Number | 0065690319 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 6569/319 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 910 Spruce St was $1,452, up 8.4% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,452.00 (+8.36%) | $159,367 (+8.34%) | $183,900 (+25.02%) Land $44,800 Building $139,100 |
| 2025 | $1,340.00 | $147,100 Land $44,800 Building $102,300 | $147,100 Land $44,800 Building $102,300 |
| 2023 | $1,194.00 | $130,567 | $147,100 Land $44,800 Building $102,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 910 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 910 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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