910 Spears Creek Ct, Elgin, SC 29045 Property Records

Richland County property record for 910 Spears Creek Ct, Elgin, SC 29045

Property Summary

Property Type	Commercial
Lot Size	6.45 acres (280,962 sqft)
Owner	Company Name on Record
Last Sale	$2,100,000 (Oct 2020)
Deeds & Mortgages	Oct 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28802-01-03`

Property Details

APN / Parcel Number

Primary APN	`28802-01-03`
Alternative APNs	`R28802-01-03` `01822442`

Interior

Flooring	Wood

Exterior

Lot Area	280,962 sqft (6.45 acres)

Location & Zoning

Account Number	01822442
Street Address	910 SPEARS CREEK CT
City	ELGIN
State	SC
Zip	29045-8280
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	M-1
Legal Description	LOT 1-A 689.3X230.9X105.8X26.2X31.9X 40.8X197.4X129.3X269.1X107ETC #SU
Legal Subdivision	SURVEY OF SPEARS CREEK COMMERCE PARK
Legal Lot Number	1
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1030
Census Tract	11414

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	910 SPEARS CREEK CT, ELGIN, SC 29045-8280
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Deed Document Number	202055977
Deed Book / Page	2541 / 1812
Prior Transfer Date	Apr 1, 2014
Prior Transfer Doc	0019361095
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 20, 2020
Property Address	910 SPEARS CREEK CT, ELGIN, SC 29045-8280
Document Number	2541/1812
Book / Page	002541 / 001812
Instrument Date	Oct 5, 2020
Instrument	55977
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	910 SPEARS CREEK CT ELGIN SC 290458280, ELGIN, SC 29045-8280

Mortgage

Document Number	2546/2030
Date	Oct 20, 2020
Book Page	002546/002030
Instrument	59045

Lender

Name	TRUIST BK
Address	1201 MAIN ST # 77THFL, COLUMBIA, SC 29201-3200

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Market Value
2025	$1,123,800 (-) Land $1,123,800
2024	$1,123,800 (+117.79%) Land $1,123,800
2023	$516,000 Land $516,000

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

Nearby Properties on Spears Creek Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures