Mecklenburg County property record for 910 Shearer St, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,734 sqft · built 1989 |
| Lot Size | 0.485 acres (21,127 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,250,000 (Apr 2004) |
| Tax Bill | $3,253 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-283-01 |
| Primary APN | 003-283-01 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,734 sqft Living Area |
| 1st Floor Area | 1,734 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,127 sqft (0.485 acres) |
| Porch | Slab |
| Porch Area | 210 sqft |
| Deck Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 910 SHEARER ST |
|---|---|
| City | DAVIDSON |
| State | NC |
| Zip | 28036-8670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC1 |
| Legal Description | P1 U/M |
| Legal Subdivision | A E ARMOURS ADD |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 6403 |
Source: Mecklenburg County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 3067, CONCORD, NC 28025-0015 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK |
| Feb 22, 2019 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2004 · Amount on Record |
| Deed Sale | Apr 16, 2004 · Amount on Record |
| Prior Sale | Jun 10, 2002 · Amount on Record |
| Deed Document Number | 200485560 |
| Deed Book / Page | 17051 / 873 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 910 SHEARER ST, DAVIDSON, NC 28036-8670 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2425 TRINITY CHURCH RD, CONCORD, NC 28027-8423 |
| Document Number | 0000096684 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 36066/791 |
| Instrument | 2021096684 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CONCORD, NC 28025 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 910 SHEARER ST, DAVIDSON, NC 28036-8670 |
| Document Number | 0000027341 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2425 TRINITY CHURCH RD CONCORD NC 280278423, CONCORD, NC 28027-8423 |
| Document Number | 0000027341 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 033343/000511 |
| Instrument | 27341 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | CONCORD, NC 28025 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,253.00 | $414,400 Land $212,300 Building $202,100 | $414,400 Land $212,300 Building $202,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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