St. Charles County property record for 910 Saint Paul Ln, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,130 sqft · built 1960 |
| Lot Size | 0.236 acres (10,260 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Aug 2021) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 228540A000 |
| Primary APN | 228540A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,130 sqft Living Area |
| Gross Area | 1,774 sqft |
| 1st Floor Area | 1,130 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,260 sqft (0.236 acres) |
| Lot Dimensions | 114 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 114 sqft |
| Patio Area | 225 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 228540A000 |
|---|---|
| Street Address | 910 SAINT PAUL LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-1754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | FOREST PK ADDN #2 LOT 222 |
| Legal Subdivision | FOREST PK ADDN #2 |
| Legal Lot Number | 222 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 311602 |
Source: St. Charles County records · APN 228540A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 910 SAINT PAUL LN, O FALLON, MO 63366-1754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 20, 2018 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Sep 19, 2018 | Deed of Trust, Mortgage COMMERCE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 05, 2021 · Amount on Record |
| Deed Sale | Aug 05, 2021 · Amount on Record |
| Deed Document Number | 202165658 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 05, 2021 |
| Property Address | 910 SAINT PAUL LN, O FALLON, MO 63366-1754 |
| Document Number | 2021R065658 |
| Map Reference | MB 7 PG 27-29 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021R-065658 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | SYNERGY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | HC 66 BOX 716, 716, MARBLE HILL, MO 63764-9309 |
| Name | Verified Name |
|---|---|
| Address | 910 SAINT PAUL LN, O FALLON, MO 63366-1754 |
| Document Number | 2021R065659 |
|---|---|
| Date | Aug 05, 2021 |
| Instrument | 2021R-065659 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 910 SAINT PAUL LN, O FALLON, MO 63366-1754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0069791862 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 6979/1862 |
| Instrument | 20180920000539870 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 11, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 910 SAINT PAUL LN, O FALLON, MO 63366-1754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0069791448 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 6979/1448 |
| Instrument | 20180919000539210 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 11, 2023 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $39,857 (+4.05%) | $209,772 (+4.04%) Land $40,000 Building $169,772 |
| 2023 | $38,307 | |
| 2022 | $201,617 Land $40,000 Building $161,617 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
Based on FCC filings for 555 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OFALLON PWS serves 32,515 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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