910 S Rowan Ave, Spencer, NC 28159 Property Records

Rowan County property record for 910 S Rowan Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1 ba · 900 sqft · built 1949
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Oct 2023)
Tax Bill	$1,809 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`031 156`

Property Details

APN / Parcel Number

Primary APN	`031 156`
Alternative APN	`6344048`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	876 sqft
Basement Area	517 sqft
Unfinished Basement	517 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	144 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	756 sqft
Porch	Porch
Porch Area	35 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	910 S ROWAN AVE
City	SPENCER
State	NC
Zip	28159-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE
Legal Description	L12 BLK 83 ELIZABETH B. HENDERSON & MARY E. VANDERFORD
Legal Subdivision	HENDERSON AND VANDERFORD
Legal Block	83
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	4
Census Block	4036
Census Tract	50700

Owner

Source: Rowan County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	910 S ROWAN AVE, SPENCER, NC 28159-2010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 20, 2023	Warranty Deed, Transfer
Oct 20, 2023	Intrafamily Transfer, Transfer
Apr 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SHARONVIEW FCU
Dec 3, 2020	Warranty Deed, Transfer · Conventional with PMI JUST GREAT PROPERTIES LLC
Jun 28, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Prior Sale	Dec 3, 2020 · Amount on Record
Prior Transfer Date	Oct 17, 2023
Prior Transfer Doc	0014310630
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 25, 2023
Property Address	910 S ROWAN AVE, SPENCER, NC 28159-2010
Document Number	0014310870
Book / Page	1431 / 870
Instrument Date	Oct 23, 2023
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12956, WILMINGTON, NC 28405-0132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 S ROWAN AVE, SPENCER, NC 28159-2010

Mortgage

Document Number	0001431871
Date	Oct 25, 2023
Instrument	1431/871

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 20, 2023
Property Address	910 S ROWAN AVE, SPENCER, NC 28159-2010
Document Number	0014310631
Book / Page	1431 / 631
Instrument Date	Oct 18, 2023
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5528 BARRINGTON FARMS DR, AIKEN, SC 29803-9758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	P0 BOX 12956 # BOX, BOX, WILMINGTON, NC 28405

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Oct 20, 2023
Property Address	910 S ROWAN AVE, SPENCER, NC 28159-2010
Document Number	0014310630
Book / Page	1431 / 630
Instrument Date	Oct 17, 2023
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12956, WILMINGTON, NC 28405-0132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 BARRINGTON FARMS DR, AIKEN, SC 29803-9758

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Apr 21, 2021
Property Address	910 S ROWAN AVE, SPENCER, NC 28159-2010
Document Number	0013730302
Book / Page	1373 / 302
Instrument Date	Apr 16, 2021
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	910 S ROWAN AVE, SPENCER, NC 28159-2010

Mortgage

Document Number	1373303
Date	Apr 21, 2021
Instrument	1373/303

Lender

Name	SHARONVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 3, 2020
Property Address	910 S ROWAN AVE, SPENCER, NC 28159-2010
Document Number	0013620209
Book / Page	001362 / 000209
Instrument Date	Dec 1, 2020
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 S ROWAN AVE #8S SPENCER NC 281592010, 8S, SPENCER, NC 28159-2010

Mortgage

Document Number	13620210
Date	Dec 3, 2020
Book Page	001362/000210

Lender

Name	JUST GREAT PROPERTIES LLC
Address	PO BOX 12956, WILMINGTON, NC 28405-0132

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Dec 2, 2025

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 28, 2017
Property Address	910 S ROWAN AVE, SPENCER, NC 28159-2010
Document Number	0012920177
Book / Page	001292 / 000177
Instrument Date	Jun 28, 2017
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$32.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 12956 WILMINGTON NC 284050132, WILMINGTON, NC 28405-0132

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,809.00 (+103.72%)	$160,115 (+103.75%) Land $25,000 Building $135,115
2023	$888.00	$78,584 Land $12,500 Building $66,084	$160,115 Land $25,000 Building $135,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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