910 S Liberty St, Elgin, IL 60120 Property Records

Kane County property record for 910 S Liberty St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1938
Lot Size	0.153 acres (6,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Jan 2019)
Tax Bill	$3,587 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`06-24-480-011`

Property Details

APN / Parcel Number

Primary APN	`06-24-480-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	840 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	6,650 sqft (0.153 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	910 S LIBERTY ST
City	ELGIN
State	IL
Zip	60120-8436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINZLAR ADDN LOT 3 BLOCK 5
Legal Subdivision	WINZLAR ADDN
Legal Block	5
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1021
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	910 S LIBERTY ST, ELGIN, IL 60120-8436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2019	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 10, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2019 · Amount on Record
Deed Sale	Jan 14, 2019 · Amount on Record
Prior Sale	Jul 10, 2017 · Amount on Record
Deed Document Number	20191678
Prior Transfer Date	Dec 9, 2003
Prior Transfer Doc	0000212572
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 14, 2019
Property Address	910 S LIBERTY ST, ELGIN, IL 60120-8436
Document Number	0000001678
Instrument Date	Nov 21, 2018
Instrument	2019K001678
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 S LIBERTY ST, ELGIN, IL 60120-8436

Mortgage

Document Number	0000001679
Date	Jan 14, 2019
Instrument	2019K001679

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jul 10, 2017
Property Address	910 S LIBERTY ST, ELGIN, IL 60120-8436
Document Number	0000035345
Instrument Date	Mar 8, 2017
Instrument	35345
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$91.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ELM AVE CARPENTERSVILLE IL 601101708, CARPENTERSVILLE, IL 60110-1708

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,587.00 (+15.75%) Homeowner's exemption	$55,024 (+8.57%) Land $12,121 Building $42,903	$165,138 (+8.57%) Land $36,378 Building $128,761
2024		$50,680 (+21.39%) Land $11,164 Building $39,516	$152,101 (+21.44%) Land $33,505 Building $118,595
2022	$3,099.00 (+5.16%) Homeowner's exemption	$41,749 (+6.96%) Land $9,197 Building $32,552	$125,247 (+6.96%) Land $27,591 Building $97,656
2021	$2,947.00 Homeowner's exemption	$39,033 Land $8,599 Building $30,434	$117,099 Land $25,797 Building $91,302

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	102 (1979–2020)
Claims Outside the SFHA	11 of 102
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims Severe Storms And Flooding, Sep 2008 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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