910 S Flagler Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 910 S Flagler Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,072 sqft · built 1987
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (May 2026)
Tax Bill	$4,769 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`12-12-31-4500-00570-0020`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4500-00570-0020`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,072 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	1,072 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Driveway	Brick Driveway
Driveway Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	910 S FLAGLER AVE
City	FLAGLER BEACH
State	FL
Zip	32136-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOODY SUBD BLOCK 57 LOT 2 OR 310 PG 297 OR 405 PG 520 OR 579 PG 1650
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	MOODY SUB
Legal Block	57
Legal Lot Number	2
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3017
Census Tract	60302

Owner

Source: Flagler County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	910 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CREDIT UNION
Nov 2, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 14, 2026	Re-recorded Document PIONEER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Nov 2, 2023 · Amount on Record
Deed Document Number	202619656
Deed Book / Page	3054 / 1605
Prior Transfer Date	Apr 2, 1997
Prior Transfer Doc	0579001650
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Recording Date	May 21, 2026
Property Address	910 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3712
Document Number	0000020779
Book / Page	3056 / 1743
Instrument Date	May 15, 2026
Instrument	202620779
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3712

Mortgage

Document Number	0000020779,
Date	May 21, 2026
Book Page	3056/1743
Instrument	202620779

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 2, 2023
Property Address	910 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3712
Document Number	0028241651
Book / Page	2824 / 1651
Map Reference	MB 1 PG 24
Instrument Date	Oct 30, 2023
Instrument	2023048016
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 RICHELIEU LN, PALM COAST, FL 32164-6545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3712

Mortgage

Document Number	0028241653
Date	Nov 2, 2023
Instrument	2824/1653

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

May 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	FLAGLER FL
Recording Date	May 14, 2026
Property Address	910 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3712
Document Number	0000019656
Book / Page	3054 / 1605
Instrument Date	Oct 30, 2023
Instrument	202619656
Record Updated	Aug 28, 2026
Title Company	PIONEER TITLE

Transaction

Amount	Amount Recorded
Tax	$282,800.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3712

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,769.00 (+260.47%)	$287,811 (+161.06%)	$381,617 (+31.09%) Land $135,500 Building $246,117
2023	$1,323.00 (-16.9%) Homeowner's exemption	$110,249 (-10.5%)	$291,100 (-11.84%) Land $135,500 Building $155,600
2022	$1,592.00 Homeowner's exemption	$123,189	$330,211 Land $135,500 Building $194,711

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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