910 S Charlotte Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 910 S Charlotte Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1993
Lot Size	0.129 acres (5,611 sqft)
Owner	Individual Name on File
Tax Bill	$2,889 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-22-23-277-074-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-23-277-074-000`
Alternative APN	`60932`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Finished Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Finished Basement	925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,611 sqft (0.129 acres)
Lot Dimensions	134 ft deep x 41.4 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	136 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	60932
Street Address	910 S CHARLOTTE AVE
City	SIOUX FALLS
State	SD
Zip	57103-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3A BLOCK 2 ANFINSON ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	ANFINSON ADDN
Legal Block	2
Legal Lot Number	3A
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1005
Census Tract	407

Owner

910 S Charlotte Ave is owned and occupied by an individual.

Source: Minnehaha County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	910 S CHARLOTTE AVE, SIOUX FALLS, SD 57103-3025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Dec 11, 2020	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Dec 11, 2020
Property Address	910 S CHARLOTTE AVE, SIOUX FALLS, SD 57103-3025
Document Number	600DEED/929
Book / Page	600 DEED / 929
Instrument Date	Nov 16, 2020
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 S CHARLOTTE AVE, SIOUX FALLS, SD 57103-3025

Mortgage

Document Number	1907MTG/892
Date	Dec 11, 2020
Book Page	1907 MTG/892

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Dec 11, 2020
Property Address	910 S CHARLOTTE AVE, SIOUX FALLS, SD 57103-3025
Document Number	600DEED/929
Book / Page	600 DEED / 929
Instrument Date	Nov 16, 2020
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$176.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 S CHARLOTTE AVE, SIOUX FALLS, SD 57103-3025

Tax Assessment & Valuation

The 2025 property tax bill for 910 S Charlotte Ave was $2,889.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,372 (-1.1%) Land $22,154 Building $187,218	$209,372 Land $22,154 Building $187,218
2025	$2,889.00	$211,700 (+5.01%) Land $22,400 Building $189,300
2024	$2,889.00	$201,600 Land $22,400 Building $179,200
2022	$2,533.00	$166,700 Land $22,400 Building $144,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 910 S Charlotte Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 S Charlotte Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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