910 Ridgewood Dr, Cary, IL 60013 Property Records

McHenry County property record for 910 Ridgewood Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,626 sqft · built 1992
Lot Size	0.316 acres (13,794 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Sep 2020)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-14-376-012`

Property Details

APN / Parcel Number

Primary APN	`19-14-376-012`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,626 sqft
Gross Area	2,498 sqft
1st Floor Area	872 sqft
2nd Floor Area	754 sqft

Exterior

Year Built	Built 1992
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	13,794 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	910 RIDGEWOOD DR
City	CARY
State	IL
Zip	60013-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0034733 LT 53 AMENDED PER REREC FOX TRAILS PHASE 1
Legal Range	08E
Legal Township	43N
Legal Section	14
Legal Subdivision	FOX TRLS PH 02
Legal Phase	1
Legal Block	376
Legal Lot Number	53
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3000
Census Tract	871312

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	910 RIDGEWOOD DR, CARY, IL 60013-3211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Sep 1, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Nov 17, 2016 · Amount on Record
Deed Document Number	0000034733
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	910 RIDGEWOOD DR, CARY, IL 60013-3211
Transaction Type	Mortgage
Record Updated	Nov 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 RIDGEWOOD DR, CARY, IL 60013-3211

Mortgage

Document Number	0000061973
Date	Nov 16, 2021
Instrument	2021R0061973

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 1, 2020
Property Address	910 RIDGEWOOD DR, CARY, IL 60013-3211
Document Number	0000034733
Map Reference	DOC 831493
Instrument Date	Jun 19, 2020
Instrument	2020R0034733
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 RIDGEWOOD DR, CARY, IL 60013-3211

Mortgage

Document Number	0000034734
Date	Sep 1, 2020
Instrument	2020R0034734

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$85,815 Land $9,965 Building $75,850	$257,445 Land $29,895 Building $227,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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