San Diego County property record for 910 Reef Dr, San Diego, CA 92154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,313 sqft · built 1972 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,316 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 630-353-26-00 |
| Primary APN | 630-353-26-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,313 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 6,200 sqft (0.142 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 910 REEF DR |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92154-1538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-7 |
| Legal Description | LOT 224 TR 006756 |
| Legal Subdivision | PACIFICA HILLS |
| Legal Tract | 006756 |
| Legal Block | 2 |
| Legal Lot Number | 224 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10010 |
910 Reef Dr is owner-occupied and held in a trust since May 2006.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 910 REEF DR, SAN DIEGO, CA 92154-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 3, 2006 |
| Transfer Doc | 0000376467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 910 REEF DR, SAN DIEGO, CA 92154-1538 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 910 REEF DR, SAN DIEGO, CA 92154-1538 |
| Document Number | 0000265020 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025-0265020 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 910 REEF DR, SAN DIEGO, CA 92154-1538 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 910 REEF DR, SAN DIEGO, CA 92154-1538 |
| Document Number | 0000005312 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2022-0005312 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 910 Reef Dr was $1,316 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Elementary School District | South Bay Union School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $70,630 (+2%) Land $17,403 Building $53,227 | |
| 2025 | $1,316.00 Homeowner's exemption | $69,246 Land $17,062 Building $52,184 |
| 2023 | $734.00 (+2.09%) Homeowner's exemption | $66,558 Land $16,400 Building $50,158 |
| 2022 | $719.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 910 Reef Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 910 Reef Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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