910 Race Dr, Troy, OH 45373 Property Records

Miami County property record for 910 Race Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,038 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$94,100 (Jun 2020)
Tax Bill	$1,737 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-017460`

Property Details

APN / Parcel Number

Primary APN	`D08-017460`
Alternative APNs	`050627.3-15-021-00` `D08SE038 00800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,038 sqft Living Area
1st Floor Area	2,076 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	104 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	910 RACE DR
City	TROY
State	OH
Zip	45373-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1506 48
Legal Lot Number	1506
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	5
Census Block	5000
Census Tract	365200

Owner

910 Race Dr is owned and occupied by an individual who bought it in June 2020.

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	910 RACE DR, TROY, OH 45373-4224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · FHA Mortgage MYCUMORTGAGE LLC
Jun 24, 2020	Warranty Deed, Transfer · FHA Mortgage WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2020 · Amount on File
Deed Sale	Jun 24, 2020 · Amount on File
Prior Sale	Jul 13, 2010 · Amount on File
Deed Document Number	20202020OR-08277
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	910 RACE DR, TROY, OH 45373-4224
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 RACE DR, TROY, OH 45373-4224

Mortgage

Document Number	0000003238
Date	Mar 20, 2026
Instrument	2026OR-03238

Lender

Name	MYCUMORTGAGE LLC
Type	Mortgage Company
Address	3560 PENTAGON BLVD, BEAVERCREEK, OH 45431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	292 Months
Due	Jul 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 24, 2020
Property Address	910 RACE DR, TROY, OH 45373-4224
Document Number	0000008277
Instrument Date	Jun 6, 2020
Instrument	8277
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 RACE DR TROY OH 453734224, TROY, OH 45373-4224

Mortgage

Document Number	8278
Date	Jun 24, 2020
Instrument	8278

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 910 Race Dr was $1,737 with a homeowner's exemption, up 18.7% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,737.00 (+18.73%) Homeowner's exemption	$41,440 (+42.11%) Land $6,860 Building $34,580	$118,400 Land $19,600 Building $98,800
2024	$1,463.00 (+3.39%) Homeowner's exemption	$29,160 (-) Land $7,140 Building $22,020
2023	$1,415.00 (+50.21%) Homeowner's exemption	$29,160 (-) Land $7,140 Building $22,020	$83,300 (-) Land $20,400 Building $62,900
2022	$942.00 Homeowner's exemption	$29,160 Land $7,140 Building $22,020	$83,300 Land $20,400 Building $62,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 910 Race Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1980–2014)
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 910 Race Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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