910 Penny Ln, Sycamore, IL 60178 Property Records

DeKalb County property record for 910 Penny Ln, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 2005
Lot Size	0.021 acres (900 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jun 2023)
Tax Bill	$4,146 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-353-051`

Property Details

APN / Parcel Number

Primary APN	`06-28-353-051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area
Gross Area	1,502 sqft
1st Floor Area	1,262 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	900 sqft (0.021 acres)
Garage Type	Attached
Garage Area	240 sqft
Porch	Open Frame Porch
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0628353051
Street Address	910 PENNY LN
City	SYCAMORE
State	IL
Zip	60178-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 910 - RIVER EDGE CONDOMINIUMS ADD ON - RESUB OF LOT 20
Legal Subdivision	RIVER EDGE CONDOMINIUMS ADD
Legal Lot Number	20
Legal Unit	910
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	1
Census Block	1004
Census Tract	401

Owner

910 Penny Ln is owned by an individual who bought it in June 2023.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	482 BUSH ST, DEKALB, IL 60115-4005
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Sep 7, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	Sep 7, 2021 · Amount on File
Deed Document Number	20234131
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 20, 2023
Property Address	910 PENNY LN, SYCAMORE, IL 60178-1250
Document Number	0000004131
Map Reference	DOC 2005004422
Instrument Date	May 26, 2023
Instrument	2023004131
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 PENNY LN, SYCAMORE, IL 60178-1250

Mortgage

Document Number	0000004132
Date	Jun 20, 2023
Instrument	2023004132

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Jun 1, 2038
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.8%
Index	Other
Margin	3
Max Rate	11.8%

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 7, 2021
Property Address	910 PENNY LN, SYCAMORE, IL 60178-1250
Document Number	0000011698
Map Reference	DOC 2005004422
Instrument Date	Jul 16, 2021
Instrument	2021011698
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 JERVEY LN, BARTLETT, IL 60103-4518

Mortgage

Document Number	0000011700
Date	Sep 7, 2021
Instrument	2021011700

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 8, 2021
Property Address	910 PENNY LN, SYCAMORE, IL 60178-1250
Document Number	0000000322
Map Reference	DOC 2003035560
Instrument Date	Dec 21, 2020
Instrument	2021000322
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	910 PENNY LN # LN206UR, 910, SYCAMORE, IL 60178-1250

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1590 E LINCOLN HWY, DEKALB, IL 60115-4876

Mortgage

Document Number	0000000323
Date	Jan 8, 2021
Instrument	2021000323

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,430 Land $14,858 Building $44,572	$178,290 Land $44,574 Building $133,716
2024	$4,146.00
2023		$51,025 (+9.03%) Land $12,757 Building $38,268	$153,075 (+9.03%) Land $38,271 Building $114,804
2022		$46,799 Land $11,700 Building $35,099	$140,397 Land $35,100 Building $105,297

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 910 Penny Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2007–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 Penny Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Frontier, Verizon.

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