910 Olive Ave SW, Lenoir, NC 28645 Property Records

Caldwell County property record for 910 Olive Ave SW, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,971 sqft · built 1938
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Oct 2018)
Tax Bill	$1,346 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06 38 4 10`

Property Details

APN / Parcel Number

Primary APN	`06 38 4 10`
Alternative APN	`164775`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,971 sqft Heated Area
Gross Area	2,692 sqft
1st Floor Area	1,189 sqft
Upper Floors Area	497 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	164775
Street Address	910 OLIVE AVE SW
City	LENOIR
State	NC
Zip	28645-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1951 PG 790 YR 2018 ST 318.00
Legal Subdivision	KENTWOOD PARK SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	4
Census Block	4025
Census Tract	30100

Owner

910 Olive Ave SW is owned and occupied by an individual who bought it in October 2018.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	910 OLIVE AVE SW, LENOIR, NC 28645-5636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 22, 2018	Warranty Deed, Transfer · Conventional with PMI CERTAINTY HM LNS LLC
Jun 1, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2018 · Amount on File
Deed Sale	Oct 22, 2018 · Amount on File
Prior Sale	May 15, 2003 · Amount on File
Deed Document Number	201810027120
Deed Book / Page	1951 / 790
Prior Transfer Date	Mar 6, 2013
Prior Transfer Doc	0018170972
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	910 OLIVE AVE SW, LENOIR, NC 28645-5636
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020371357
Date	Oct 20, 2021
Book Page	2037/1357
Instrument	10064210

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2046

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 22, 2018
Property Address	910 OLIVE AVE SW, LENOIR, NC 28645-5636
Document Number	0010027120
Book / Page	001951 / 000790
Instrument Date	Oct 22, 2018
Instrument	10027120
Transaction Type	Transfer
Record Updated	Nov 9, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 OLIVE AVE SW LENOIR NC 286455636, LENOIR, NC 28645-5636

Mortgage

Document Number	10027121
Date	Oct 22, 2018
Book Page	001951/000793
Instrument	10027121

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75093

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	910 OLIVE AVE SW, LENOIR, NC 28645-5636
Document Number	0010022957
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 OLIVE AVE SW LENOIR NC 286455636, LENOIR, NC 28645-5636

Mortgage

Document Number	0010022957
Date	Jun 8, 2018
Book Page	001942/001709
Instrument	10022957

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	LENOIR, NC 28645

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 910 Olive Ave SW was $1,346, down 25.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,346.00 (-25.68%)	$284,600 (-) Land $11,300 Building $273,300
2025	$1,811.00 (+68.94%)	$284,600 Land $11,300 Building $273,300	$284,600 Land $11,300 Building $273,300
2024	$1,072.00
2023		$167,400 (-) Land $11,300 Building $156,100	$167,400 (-) Land $11,300 Building $156,100
2022	$2,019.00	$167,400 Land $11,300 Building $156,100	$167,400 Land $11,300 Building $156,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 910 Olive Ave SW in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1983–2009)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 Olive Ave SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyline Telephone.

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