910 Oak Ave N, Onalaska, WI 54650 Property Records

La Crosse County property record for 910 Oak Ave N, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.319 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Apr 2025)
Tax Bill$5,257 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN018-005010-000

Property Details

APN / Parcel Number

Primary APN018-005010-000
Alternative APNs
  • 18 5010 0
  • 45158

Exterior

Lot Area13,939 sqft (0.319 acres)

Location & Zoning

Account Number45158
Old Parcel Number18 5010 0
Street Address910 OAK AVE N
CityONALASKA
StateWI
Zip54650-2188
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRACHELLE ADDITION ONE LOT 2 BLOCK 6
Legal Range07
Legal Township16
Legal Section04
Legal QuarterNW
Quarter-Quarter SectionNW
Legal SubdivisionRACHELLE ADDITION
Legal Block6
Legal Lot Number2
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group2
Census Block2007
Census Tract10403

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address910 OAK AVE N, ONALASKA, WI 54650-2188
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Deed of Trust, Mortgage · Line of Credit
MERCHANTS BANK
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
MERCHANTS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2025 · Amount on File
Deed SaleApr 21, 2025 · Amount on File
Prior SaleAug 13, 2015 · Amount on File
Deed Document Number1832393
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address910 OAK AVE N, ONALASKA, WI 54650-2188
Transaction TypeMortgage
Record UpdatedOct 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001812672
DateSep 26, 2023
Instrument1812672
Lender
NameMERCHANTS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term84 Months
DueFeb 26, 2029

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address910 OAK AVE N, ONALASKA, WI 54650-2188
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1757919
DateOct 26, 2020
Instrument1757919
Lender
NameMERCHANTS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,257.00 (-12.37%) Homeowner's exemption$400,000 (+12.58%) Land $66,000 Building $334,000$404,700 (+13.9%)
2023$5,999.00 Homeowner's exemption$355,300 Land $55,100 Building $300,200$355,300 Land $55,100 Building $300,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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