910 N West St, Wheaton, IL 60187 Property Records

DuPage County property record for 910 N West St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 7,698 sqft · built 2020
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Company Names on Record
Last Sale	$437,000 (Aug 2018)
Tax Bill	$40,613 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-08-416-016`

Property Details

APN / Parcel Number

Primary APN	`05-08-416-016`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	7,698 sqft Living Area
Gross Area	8,250 sqft
Basement Area	3,474 sqft
Finished Basement	3,474 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	19.6 ft deep x 9.1 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	910 N WEST ST
City	WHEATON
State	IL
Zip	60187-3572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	S 265.8 FT MEAS ON W BY S 265.4 FT MEAS ON E OF W 231 FT EX S 174 FT & EX ST SE 1/4 SE 1/4
Legal Range	10E
Legal Township	39N
Legal Section	8
Legal Subdivision	ELMHURST GARDENS ADD 03
Legal Lot Number	8,9
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3043
Census Tract	841801

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	910 N WEST ST, WHEATON, IL 60187-3572
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 14, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 21, 2018	Deed of Trust, Mortgage · Construction Mortgage CIBC BANK USA
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CIBC BANK USA
Aug 27, 2018	Grant Deed, Transfer ATTORNEY'S TITLE
Aug 29, 2017	Warranty Deed, Transfer · Conventional with PMI DUPAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	201880592
Last Transfer Date	Nov 2, 2023
Transfer Doc	0000073062
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Nov 14, 2023
Property Address	910 N WEST ST, WHEATON, IL 60187-3572
Document Number	0000073062
Instrument Date	Nov 2, 2023
Instrument	R2023-073062
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	910 N WEST ST, WHEATON, IL 60187-3572

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Nov 14, 2023
Property Address	910 N WEST ST, WHEATON, IL 60187-3572
Document Number	0000073062
Instrument Date	Nov 2, 2023
Instrument	R2023-073062
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	910 N WEST ST, WHEATON, IL 60187-3572

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	910 N WEST ST, WHEATON, IL 60187-3572
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117171
Date	Dec 21, 2018
Instrument	R2018-117171

Lender

Name	CIBC BANK USA
Type	Bank
Address	WORTH, IL 60482

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	910 N WEST ST, WHEATON, IL 60187-3572
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043021
Date	May 1, 2020
Instrument	R2020-043021

Lender

Name	CIBC BANK USA
Type	Bank
Address	WORTH, IL 60482

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 27, 2018
Property Address	910 N WEST ST, WHEATON, IL 60187-3572
Document Number	0000080592
Instrument Date	Aug 9, 2018
Instrument	80592
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Tax	$655.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	177 JONATHAN CT GLEN ELLYN IL 601376475, GLEN ELLYN, IL 60137-6475

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 29, 2017
Property Address	910 N WEST ST, WHEATON, IL 60187-3572
Document Number	0000089095
Instrument Date	Aug 21, 2017
Instrument	89095
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	910 N WEST ST WHEATON IL 601873572, WHEATON, IL 60187-3572

Mortgage

Document Number	89096
Date	Aug 29, 2017
Instrument	89096

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567-3930

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40,613.00 (+8.96%)	$678,506 (+24.68%) Land $76,979 Building $601,527	$2,035,518 (+24.68%) Land $230,937 Building $1,804,581
2022	$37,273.00 Homeowner's exemption	$544,210 Land $61,750 Building $482,460	$1,632,630 Land $185,250 Building $1,447,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1978–2013)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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