910 N PACIFIC ST UNIT 15, 15, OCEANSIDE, CA 92054-1943
Document Number
0000289913
Map Reference
MAP 7998
Instrument Date
Oct 2, 2025
Instrument
2025-0289913
Transaction Type
Transfer
Record Updated
Oct 28, 2025
Title Company
LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
910 N PACIFIC ST UNIT 15, 15, OCEANSIDE, CA 92054-1943
Mortgage
Document Number
0000289914
Date
Oct 16, 2025
Instrument
2025-0289914
Lender
Name
PENNYMAC LOAN SERVICES LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2055
October 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
910 N PACIFIC ST UNIT 15, 15, OCEANSIDE, CA 92054-1943
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
FIDELITY NATL TTL SAN DIEGO
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
910 N PACIFIC ST 15, 15, OCEANSIDE, CA 92054-1943
Mortgage
Document Number
0000644567
Date
Oct 22, 2020
Instrument
2020-0644567
Lender
Name
SAN DIEGO COUNTY CU
Type
Credit Union
Address
SAN DIEGO, CA 92196
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2050
Interest
Rate Type
Adjustable Rate
Rate
3.12%
Type Change Date
Nov 1, 2025
Change Frequency
Annually
Min Rate At Change
2.75%
Max Rate At Change
5.12%
Index
5-Year CMT
Max Rate
8.12%
May 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
May 10, 2018
Property Address
910 N PACIFIC ST UNIT 15, 15, OCEANSIDE, CA 92054-1943
Document Number
0000187661
Map Reference
MAP 7998
Instrument Date
Apr 13, 2018
Instrument
2018-0187661
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
GUARDIAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
910 N PACIFIC ST UNIT 15, 15, OCEANSIDE, CA 92054-1943
Mortgage
Document Number
0000187662
Date
May 10, 2018
Instrument
2018-0187662
Lender
Name
WELLS FARGO BANK NA
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2048
August 2017: Affidavit of Death, Transfer
Document Type
Affidavit of Death
Jurisdiction
SAN DIEGO CA
Recording Date
Aug 22, 2017
Property Address
910 N PACIFIC ST UNIT 15, 15, OCEANSIDE, CA 92054-1943
Document Number
0000381415
Instrument Date
Aug 14, 2017
Instrument
381415
Transaction Type
Transfer
Record Updated
Aug 29, 2017
Title Company
GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
55 SARATOGA ST NEWPORT BEACH CA 92662, NEWPORT BEACH, CA 92662
August 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Aug 18, 2017
Property Address
910 N PACIFIC ST UNIT 15, 15, OCEANSIDE, CA 92054-1943
Document Number
0000378433
Map Reference
MAP7998
Instrument Date
Aug 3, 2017
Instrument
2017-0378433
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
GUARDIAN TITLE COMPANY SD
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
910 N PACIFIC ST UNIT 15, 15, OCEANSIDE, CA 92054-1943
Mortgage
Document Number
0000378434
Date
Aug 18, 2017
Instrument
2017-0378434
Lender
Name
SAN DIEGO FUNDING
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2047
July 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Jul 18, 2017
Property Address
910 N PACIFIC ST UNIT 15, 15, OCEANSIDE, CA 92054-1943
Document Number
0000322466
Instrument Date
Jul 18, 2017
Instrument
322466
Transaction Type
Transfer
Record Updated
Jul 24, 2017
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Living Trust
Address
17462 PLEASANT VIEW AVE MONTE SERENO CA 950303320, MONTE SERENO, CA 95030-3320
Tax Assessment & Valuation
The 2025 property tax bill for 910 N Pacific St, Unit 15 was $6,973.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Municipality
Oceanside City
Unified School District
Oceanside Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$875,000 (+39.57%)Land $619,331Building $255,669
2025
$6,973.00Homeowner's exemption
$626,939Land $443,752Building $183,187
2023
$6,627.00 (+1.56%)Homeowner's exemption
$602,596Land $426,521Building $176,075
2022
$6,525.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 910 N Pacific St, Unit 15 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone VE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 16 individual policies
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
53 units insured incl. 37 condo units
Nearby Flood Claims
1 (2010)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Feb 2010 · tidal / storm surge
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 910 N Pacific St, Unit 15 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source
Purchased surface water from several systems
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Cox Communications Cable
2,000 / 100
May also be available: AT&T, GeoLinks, T-Mobile, Verizon.