St. Charles County property record for 910 N Benton Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,152 sqft · built 1950 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Oct 2025) |
| Tax Bill | $2,026 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014760A000 |
| Primary APN | 014760A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Multi-Level |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 140 ft deep x 36 ft wide |
| Garage Type | Detached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 232 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 014760A000 |
|---|---|
| Street Address | 910 N BENTON AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF2 |
| Legal Description | PALLARDYS SUB BLK 2 LOT 10 |
| Legal Subdivision | PALLARDYS SUB-ST CHAS |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 310400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Commons Neighborhood Historic District listed 2017 · 243 contributing resources · NRIS 100000851 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
910 N Benton Ave is owned and occupied by two individuals who bought it in October 2025.
Source: St. Charles County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 910 N BENTON AVE, SAINT CHARLES, MO 63301-1952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICA MORTGAGE CO |
| Mar 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2025 · Amount on File |
| Deed Sale | Oct 2, 2025 · Amount on File |
| Prior Sale | Mar 19, 2020 · Amount on File |
| Deed Document Number | 202543774 |
| Prior Transfer Date | Sep 13, 2005 |
| Prior Transfer Doc | 0044082082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 910 N BENTON AVE, SAINT CHARLES, MO 63301-1952 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 910 N BENTON AVE, SAINT CHARLES, MO 63301-1952 |
| Document Number | 0000019622 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 2021R-019622 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 2, 2025 |
| Property Address | 910 N BENTON AVE, SAINT CHARLES, MO 63301-1952 |
| Document Number | 0000043774 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 2025R-043774 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | USTC, UST |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3776 OLSNEY DR, SAINT CHARLES, MO 63303-3190 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 910 N BENTON AVE, SAINT CHARLES, MO 63301-1952 |
| Document Number | 0000043775 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 2025R-043775 |
| Name | AMERICA MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 19, 2020 |
| Property Address | 910 N BENTON AVE, SAINT CHARLES, MO 63301-1952 |
| Document Number | 0072511015 |
| Book / Page | 7251 / 1015 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 20200319000167580 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 910 N BENTON AVE, SAINT CHARLES, MO 63301-1952 |
| Document Number | 20200319000167590 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 20200319000167590 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 910 N Benton Ave was $2,026, up 4% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,131 (-) | $169,110 (-) Land $50,000 Building $119,110 | |
| 2025 | $2,026.00 (+4%) | $32,131 | $169,110 Land $50,000 Building $119,110 |
| 2024 | $1,948.00 | ||
| 2023 | $30,149 | ||
| 2022 | $158,681 Land $37,500 Building $121,181 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 910 N Benton Ave in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 910 N Benton Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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