Cleveland County property record for 910 McGowan Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,246 sqft · built 1961 |
| Lot Size | 1.86 acres (81,139 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $1,624 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20996 |
| Primary APN | 20996 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,246 sqft Finished Area |
| Basement Area | 491 sqft |
| Finished Basement | 598 sqft |
| Unfinished Basement | 491 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 81,139 sqft (1.86 acres) |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 60 sqft |
| Storage Building | 63 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1254239 |
|---|---|
| Street Address | 910 MCGOWAN RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-6826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #62-69 PB7-84 SOUTHERN HGHTS |
| Legal Subdivision | SOUTHERN HGHTS |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 950702 |
910 McGowan Rd is held in a trust since November 2008.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | PO BOX 146, SHELBY, NC 28151-0146 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2008 |
| Transfer Doc | 0015651440 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 910 McGowan Rd was $1,624, up 2.7% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,624.00 (+2.65%) | $159,031 (-) Land $39,087 Building $119,944 | $159,031 (-) Land $39,087 Building $119,944 |
| 2025 | $1,582.00 | $159,031 Land $39,087 Building $119,944 | $159,031 Land $39,087 Building $119,944 |
| 2023 | $109,064 Land $37,728 Building $71,336 | $109,064 Land $37,728 Building $71,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 910 McGowan Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 910 McGowan Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures