Greenup County property record for 910 McCowan St, Flatwoods, KY 41139
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Apr 2022) |
| Tax Bill | $2,258 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 183-20-04-001.00 |
| Primary APN | 183-20-04-001.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Asphalt Driveway |
| Deck Area | 80 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 48029 |
|---|---|
| Street Address | 910 MCCOWAN ST |
| City | FLATWOODS |
| State | KY |
| Zip | 41139-2031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLLOWAY LAND LT 04 |
| Legal Subdivision | HOLLOWAY LAND |
| Legal Lot Number | 4 |
| Jurisdiction | GREENUP KY |
| Township / Civil Division | FLATWOODS-RUSSELL |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 40202 |
Source: Greenup County records, as of October 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 910 MCCOWAN ST, FLATWOODS, KY 41139-2031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on Record |
| Deed Sale | Apr 18, 2022 · Amount on Record |
| Prior Sale | Jan 8, 2013 · Amount on Record |
| Deed Document Number | 2022592987 |
| Deed Book / Page | 656 / 635 |
| Prior Transfer Date | Oct 24, 2012 |
| Prior Transfer Doc | 00D5780087 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GREENUP KY |
| Recording Date | Apr 18, 2022 |
| Property Address | 910 MCCOWAN ST, FLATWOODS, KY 41139-2031 |
| Document Number | 0000592987 |
| Book / Page | D656 / 635 |
| Map Reference | PB 7 PG 70 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 592987 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3401 W BUSINESS 83, HARLINGEN, TX 78552-2001 |
| Name | Verified Name |
|---|---|
| Address | 910 MCCOWAN ST, FLATWOODS, KY 41139-2031 |
| Document Number | 0000592989 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 592989 |
| Name | MEMBERS CHOICE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6% |
| Index | Other |
Source: Greenup County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Greenup County |
| Municipality | Flatwoods City |
| Unified School District | Russell Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,258.00 (+1.99%) | $140,000 (-) Land $25,000 Building $115,000 | $140,000 (-) Land $25,000 Building $115,000 |
| 2023 | $2,214.00 | $140,000 Land $25,000 Building $115,000 | $140,000 Land $25,000 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLATWOODS WATER COMPANY private · serves 9,649 people · EPA ID KY0450132 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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